Stanly County property record for 17098 Pond Rd, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,898 sqft · built 2018 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $329,000 (Jul 2021) |
| Tax Bill | $2,109 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 558501251787 |
| Primary APN | 558501251787 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,898 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 490 sqft |
| Porch | Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1534682 |
|---|---|
| Street Address | 17098 POND RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-8346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPS |
| Legal Description | HSE 17098 POND RD 558500129 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17098 POND RD, LOCUST, NC 28097-8346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2021 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Dec 10, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2021 · Amount on Record |
| Deed Sale | Jul 15, 2021 · Amount on Record |
| Prior Sale | Dec 10, 2018 · Amount on Record |
| Deed Document Number | 2021435201 |
| Deed Book / Page | 1749 / 366 |
| Prior Transfer Date | Aug 9, 2005 |
| Prior Transfer Doc | 0010740189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jul 15, 2021 |
| Property Address | 17098 POND RD, LOCUST, NC 28097-8346 |
| Document Number | 0000435201 |
| Book / Page | 1749 / 366 |
| Instrument Date | Jul 12, 2021 |
| Instrument | 435201 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $658.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17098 POND RD, LOCUST, NC 28097-8346 |
| Document Number | 0000435202 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 435202 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Dec 10, 2018 |
| Property Address | 17098 POND RD, LOCUST, NC 28097-8346 |
| Document Number | 0000405566 |
| Book / Page | 001659 / 000228 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 405566 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9704 FRED RD STANFIELD NC 281638676, STANFIELD, NC 28163-8676 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,109.00 | $334,793 (-) Land $28,152 Building $306,641 | $334,793 (-) Land $28,152 Building $306,641 |
| 2025 | $2,109.00 (+11.23%) | $334,793 (+28.85%) Land $28,152 Building $306,641 | $334,793 (+28.85%) Land $28,152 Building $306,641 |
| 2023 | $1,896.00 | $259,831 Land $16,539 Building $243,292 | $259,831 Land $16,539 Building $243,292 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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