1715 Scheffer Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1715 Scheffer Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 1928
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Apr 2026)
Tax Bill	$8,752 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-23-43-0050`

Property Details

APN / Parcel Number

Primary APN	`09-28-23-43-0050`
Alternative APNs	`8581394` `645726`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area
1st Floor Area	694 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	645726
Street Address	1715 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55116-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLUM ORCHARD LOT 26 BLK 4
Legal Range	23
Legal Township	28
Legal Section	09
Legal Subdivision	PLUM ORCHARD
Legal Block	4
Legal Lot Number	26
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3004
Census Tract	36400

Owner

Source: Ramsey County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1715 SCHEFFER AVE, SAINT PAUL, MN 55116-1455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jun 8, 2023	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
May 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 5, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Jun 8, 2023 · Amount on Record
Deed Document Number	20262813514
Prior Transfer Date	Apr 22, 2021
Prior Transfer Doc	0002699559
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1715 SCHEFFER AVE, SAINT PAUL, MN 55116-1455
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04892527
Date	Jun 28, 2021
Instrument	A04892527

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	193 Months
Due	Jul 1, 2037

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 7, 2026
Property Address	1715 SCHEFFER AVE, SAINT PAUL, MN 55116-1455
Document Number	0T02813514
Instrument Date	Mar 26, 2026
Instrument	20262813514
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	WATERMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1715 SCHEFFER AVE, SAINT PAUL, MN 55116-1455

Mortgage

Document Number	0002813515,
Date	Apr 7, 2026
Instrument	20262813515

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 8, 2023
Property Address	1715 SCHEFFER AVE, SAINT PAUL, MN 55116-1455
Document Number	0T02755511
Instrument Date	May 30, 2023
Instrument	T02755511
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,867.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1715 SCHEFFER AVE, SAINT PAUL, MN 55116-1455

Mortgage

Document Number	0T02755512
Date	Jun 8, 2023
Instrument	T02755512

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	May 12, 2021
Property Address	1715 SCHEFFER AVE, SAINT PAUL, MN 55116-1455
Document Number	0T02699559
Instrument Date	Apr 22, 2021
Instrument	T02699559
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 STATION CIR N, HUDSON, WI 54016-9555

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1715 SCHEFFER AVE, SAINT PAUL, MN 55116-1455

Mortgage

Document Number	0T02699560
Date	May 12, 2021
Instrument	T02699560

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	228 Months
Due	May 1, 2040

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1715 SCHEFFER AVE, SAINT PAUL, MN 55116-1455
Document Number	0002644807
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1715 SCHEFFER AVE ST PAUL MN 551161455, ST PAUL, MN 55116-1455

Mortgage

Document Number	0002644807
Date	Aug 12, 2019
Instrument	2644807

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,752.00 (+30.32%) Homeowner's exemption	$516,600 (+18.76%) Land $151,700 Building $364,900	$516,600 (+18.76%) Land $151,700 Building $364,900
2024	$6,716.00 (+5.7%)
2023	$6,354.00 Homeowner's exemption	$435,000 Land $151,700 Building $283,300	$435,000 Land $151,700 Building $283,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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