1705 Scheffer Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1705 Scheffer Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,504 sqft · built 1931
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$283,000 (Feb 2008)
Tax Bill	$8,404 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-23-43-0052`

Property Details

APN / Parcel Number

Primary APN	`09-28-23-43-0052`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,504 sqft Living Area
1st Floor Area	763 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1957
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1705 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55116-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	PLUM ORCHARD LOT 28 BLK 4
Legal Range	23
Legal Township	28
Legal Section	09
Legal Quarter	4
Quarter-Quarter Section	3
Legal Subdivision	PLUM ORCHARD
Legal Block	4
Legal Lot Number	28
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3004
Census Tract	36400

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1705 SCHEFFER AVE, SAINT PAUL, MN 55116-1455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIREFLY FCU
Apr 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2008 · Amount on Record
Deed Sale	Feb 14, 2008 · Amount on Record
Prior Sale	Aug 27, 2003 · Amount on Record
Deed Document Number	315589
Prior Transfer Date	Sep 4, 2003
Prior Transfer Doc	315589
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1705 SCHEFFER AVE, SAINT PAUL, MN 55116-1455
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04904824
Date	Aug 31, 2021
Instrument	A04904824

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1705 SCHEFFER AVE, SAINT PAUL, MN 55116-1455
Document Number	0004837552
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1705 SCHEFFER AVE ST PAUL MN 551161455, ST PAUL, MN 55116-1455

Mortgage

Document Number	0004837552
Date	Oct 13, 2020
Instrument	4837552

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1705 SCHEFFER AVE, SAINT PAUL, MN 55116-1455
Document Number	0002623995
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1705 SCHEFFER AVE ST PAUL MN 551161455, ST PAUL, MN 55116-1455

Mortgage

Document Number	0002623995
Date	Sep 24, 2018
Instrument	2623995

Lender

Name	FIREFLY FCU
Address	BURNSVILLE, MN 55337

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 23, 2023

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1705 SCHEFFER AVE, SAINT PAUL, MN 55116-1455
Document Number	0002612600
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2018
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1705 SCHEFFER AVE ST PAUL MN 551161455, ST PAUL, MN 55116-1455

Mortgage

Document Number	0002612600
Date	Apr 23, 2018
Instrument	2612600

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 22, 2033

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,404.00	$514,600 Land $205,300 Building $309,300	$514,600 Land $205,300 Building $309,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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