1715 Ruby St, Sioux City, IA 51103 Property Records

Woodbury County property record for 1715 Ruby St, Sioux City, IA 51103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1993
Lot Size	0.315 acres (13,725 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Aug 2021)
Tax Bill	$3,634 (2023)
Deeds & Mortgages	May 2019 Refinance Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`894719434016`

Property Details

APN / Parcel Number

Primary APN	`894719434016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	386 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Architectural Style	Raised Ranch
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,725 sqft (0.315 acres)
Garage Type	Basement
Deck Area	224 sqft
Patio Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1715 RUBY ST
City	SIOUX CITY
State	IA
Zip	51103-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-175
Legal Description	SMITHS VILLA 2ND LOT 12 & LOT 13 EX N 35 FT BLK 4
Legal Range	47
Legal Township	89
Legal Section	19
Legal Subdivision	SMITH VILLA 2ND
Legal Block	4
Legal Lot Number	12,13
Jurisdiction	WOODBURY IA
Township / Civil Division	SIOUX CITY
Census Block Group	4
Census Block	4004
Census Tract	800

Owner

Source: Woodbury County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	501 2ND AVE SW, SIOUX CENTER, IA 51250-1426
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Feb 2, 2018	Deed of Trust, Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Deed Document Number	0202111749
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	1715 RUBY ST, SIOUX CITY, IA 51103-2814
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012820
Date	May 31, 2019
Book Page	764/7936
Instrument	12820

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	1715 RUBY ST, SIOUX CITY, IA 51103-2814
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008772
Date	Feb 2, 2018
Book Page	0000000757/0000001394
Instrument	000000008772

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sioux City
Unified School District	Sioux City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$209,200 (-) Land $38,900 Building $170,300	$209,200 (-) Land $38,900 Building $170,300
2023	$3,634.00 (-2%)	$209,200 (+13.14%) Land $32,800 Building $176,400	$209,200 (+13.14%) Land $32,800 Building $176,400
2022	$3,708.00 (+18.77%) Homeowner's exemption	$184,900 Land $30,000 Building $154,900
2021	$3,122.00		$184,900 Land $30,000 Building $154,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1989–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Iowa
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX CITY WATER SUPPLY serves 85,791 people · EPA ID IA9778054
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Treatment Techniques Mar 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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