1712 Ruby St, Sioux City, IA 51103 Property Records

Woodbury County property record for 1712 Ruby St, Sioux City, IA 51103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1966
Lot Size	0.189 acres (8,250 sqft)
Owner	Company Name on Record
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`894719435006`

Property Details

APN / Parcel Number

Primary APN	`894719435006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Basement Area	1,120 sqft
Finished Basement	312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Basement
Deck Area	192 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1712 RUBY ST
City	SIOUX CITY
State	IA
Zip	51103-2848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS VILLA 2ND S 25 FT LOT 8 & LOT 9 BLK 5
Legal Subdivision	SMITH VILLA 2ND
Legal Block	5
Legal Lot Number	8,9
Jurisdiction	WOODBURY IA
Township / Civil Division	SIOUX CITY
Census Block Group	4
Census Block	4005
Census Tract	800

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1712 RUBY ST, SIOUX CITY, IA 51103-2848
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage SECURITY NATIONAL BANK
Sep 25, 2020	Deed of Trust, Mortgage · Commercial Mortgage SECURITY NATL BANK SIOUX CITY
Nov 2, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 19, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 1, 2018
Transfer Doc	0000005173
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	1712 RUBY ST, SIOUX CITY, IA 51103-2848
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002491
Date	Oct 2, 2020
Instrument	2020-12491

Lender

Name	SECURITY NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	1712 RUBY ST, SIOUX CITY, IA 51103-2848
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002116
Date	Sep 25, 2020
Instrument	2020-12116

Lender

Name	SECURITY NATL BANK SIOUX CITY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	96 Months
Due	Sep 1, 2028

Interest

Rate Type	Fixed Rate

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOODBURY IA
Recording Date	Nov 2, 2018
Property Address	1712 RUBY ST, SIOUX CITY, IA 51103-2848
Document Number	0000005173
Instrument Date	Nov 1, 2018
Instrument	5173
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 RUBY ST SIOUX CITY IA 511032848, SIOUX CITY, IA 51103-2848

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	WOODBURY IA
Recording Date	Jun 19, 2018
Property Address	1712 RUBY ST, SIOUX CITY, IA 51103-2848
Document Number	0000014038
Instrument Date	Jun 19, 2018
Instrument	14038
Transaction Type	Transfer
Record Updated	Jul 16, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 RUBY ST SIOUX CITY IA 511032848, SIOUX CITY, IA 51103-2848

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sioux City
Unified School District	Sioux City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,782.00 (-14.77%) Homeowner's exemption	$197,100 (-0.66%) Land $30,300 Building $166,800	$197,100 (-0.66%) Land $30,300 Building $166,800
2023	$3,264.00 (+5.02%) Homeowner's exemption	$198,400 Land $25,500 Building $172,900	$198,400 Land $25,500 Building $172,900
2022	$3,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1989–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX CITY WATER SUPPLY serves 85,791 people · EPA ID IA9778054
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Treatment Techniques Mar 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50

May also be available: Long Lines Metro, Nextlink, Verizon.

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