1715 River Rd, Apt 75, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1715 River Rd, Apt 75, Saint Clair, MI 48079

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,716 sqft · built 1988
Owner	2 Individual Names on Record
Last Sale	$305,150 (Sep 2025)
Tax Bill	$7,404 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-30-970-0075-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-970-0075-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	84 Units
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft
Basement Area	1,716 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Lot Width	1 ft Width
Garage Area	255 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1715 RIVER RD, 75
City	SAINT CLAIR
State	MI
Zip	48079-3547
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM
Legal Description	APT 75 RIVER COLONY ST CLAIR COUNTY CONDOMINIUM PLAN NO. 12 RECORDED 8-25-78 IN L 1069 P 423 TO 466 FIRST AMENDMENT RECORDED 8-28-80 IN L 1098 P 39 TO 59 SECOND AMENDMENT RECORDED 5-11-84 IN L 1142 P 343 TO 367 THIRD AMENDMENT RECORDED 6-19-87 IN L 1
Legal Subdivision	ST CLAIR COUNTY CONDOMINIUM
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7001
Census Tract	640100

Owner

Source: St. Clair County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2048 EDWARD LN E, KIMBALL, MI 48074-1926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Apr 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 23, 2021	Intrafamily Transfer, Transfer
Oct 21, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Apr 22, 2024 · Amount on Record
Deed Document Number	202517936
Deed Book / Page	5853 / 228
Prior Transfer Date	May 27, 2021
Prior Transfer Doc	0005424531
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 22, 2025
Property Address	1715 RIVER RD APT 75, 75, SAINT CLAIR, MI 48079-3547
Document Number	0005853228
Book / Page	5853 / 228
Instrument Date	Sep 3, 2025
Instrument	2025017936
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,291.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1715 RIVER RD APT 75, 75, SAINT CLAIR, MI 48079-3547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 EDWARD LN E, KIMBALL, MI 48074-1926

Mortgage

Document Number	2025016709
Date	Sep 22, 2025
Instrument	2025016709

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	5.99%
Max Rate At Change	6.99%
Index	Other
Margin	3
Max Rate	10.9%

Mortgage

Document Number	0005847690
Date	Sep 4, 2025
Book Page	5847/690
Instrument	2025016709

Lender

Name	FIRST STATE BANK
Type	Bank
Address	41240 HAYES RD, CLINTON TWP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	5.99%
Max Rate At Change	6.99%
Index	Other
Margin	3
Max Rate	10.9%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1715 RIVER RD APT 75, 75, SAINT CLAIR, MI 48079-3547
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41360 JANET CIR, CLINTON TOWNSHIP, MI 48038-2046

Mortgage

Document Number	0005703618
Date	Apr 5, 2024
Book Page	5703/618
Instrument	2024006102

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	8241 DOW CIR, STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 23, 2021
Property Address	1715 RIVER RD APT 75, 75, SAINT CLAIR, MI 48079-3547
Document Number	5424531
Book / Page	5424 / 531
Map Reference	LB 1392 PG 598-612
Instrument Date	May 27, 2021
Instrument	2021026989
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1715 RIVER RD APT 75, 75, SAINT CLAIR, MI 48079-3547

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 21, 2020
Property Address	1715 RIVER RD APT 75, 75, SAINT CLAIR, MI 48079-3547
Document Number	0052590087
Book / Page	005259 / 000087
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 RIVER RD #75 ST CLAIR MI 480793547, 75, ST CLAIR, MI 48079-3547

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,404.00 (+94.43%) Homeowner's exemption	$211,100 (+27.63%)
2024	$3,808.00 (+6.19%)		$422,200 (+27.63%)
2023		$165,400
2022	$3,586.00		$330,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures