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1715 Ridgewood Dr, Murray, KY 42071 Property Records

Calloway County property record for 1715 Ridgewood Dr, Murray, KY 42071

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,612 sqft · built 1996
Lot Size0.29 acres (12,500 sqft)
OwnerIndividual Name on Record
Last Sale$197,000 (Dec 2024)
Tax Bill$1,110 (2025)
Deeds & MortgagesMay 2026 Construction Loan
Jan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN042-K-0006-00013

Property Details

APN / Parcel Number

Primary APN042-K-0006-00013
Alternative APN
  • 80365

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,612 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Construction TypeAdobe
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,500 sqft (0.29 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeCarport
Garage Area403 sqft
CarportCarport
Carport Area403 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number80365
Street Address1715 RIDGEWOOD DR
CityMURRAY
StateKY
Zip42071-3142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1715 RIDGEWOOD
Legal SubdivisionWESTWOOD
JurisdictionCALLOWAY KY
Township / Civil DivisionMURRAY
Census Block Group2
Census Block2014
Census Tract10602

Owner

Source: Calloway County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1604 OAK HILL DR, MURRAY, KY 42071-3112
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · Construction Mortgage
MURRAY BANK
Jan 8, 2024Deed of Trust, Mortgage · Commercial Mortgage
THE MURRAY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2024 · Amount on Record
Deed SaleDec 17, 2024 · Amount on Record
Deed Document Number2024692894
Deed Book / Page1482 / 264
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Recording DateMay 21, 2026
Property Address1715 RIDGEWOOD DR, MURRAY, KY 42071-3142
Document Number0000726047
Book / Page1543 / 560
Instrument DateMay 21, 2026
Instrument2026726047
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 CAPTAIN MORGAN RD, HARDIN, KY 42048-9468
InvestorPossibly a Property Investor

Mortgage

Document Number0000726047,
DateMay 21, 2026
Book Page1543/560
Instrument2026726047
Lender
NameMURRAY BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term200 Months
DueJan 25, 2043
Interest
Rate6.23%
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address1715 RIDGEWOOD DR, MURRAY, KY 42071-3142
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 CAPTAIN MORGAN RD, HARDIN, KY 42048-9468
InvestorPossibly a Property Investor

Mortgage

Document Number001442/667
DateJan 8, 2024
Book Page1442/667
Instrument687357
Lender
NameTHE MURRAY BANK
TypeBank
AddressMURRAY, KY 42071
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueJan 5, 2029

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCalloway County
Unified School DistrictCalloway County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,110.00 (+32.62%)$122,500 (+36.11%)$122,500 (+36.11%)
2023$837.00$90,000$90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMURRAY WATER SYSTEM
serves 26,302 people · EPA ID KY0180306
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Murray Electric System, Verizon.

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