Calloway County property record for 1709 Ridgewood Dr, Murray, KY 42071 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Square Footage | 1,094 sqft Living Area |
| Garage | Carport, 216 sqft |
| Last Sale | $129,000 (2022) |
| Tax Bill | $1,167.00 (2025) |
| Primary APN | 042-K-0006-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,094 sqft Living Area |
| Stories | 1 Stories |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
|---|---|
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | Block Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 216 sqft Garage |
| Carport | Carport |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Radiant Heating |
| Account Number | 92697 |
|---|---|
| Street Address | 1709 RIDGEWOOD DR |
| City | MURRAY |
| State | KY |
| Zip | 42071-3142 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1709 RIDGEWOOD |
| Jurisdiction | CALLOWAY KY |
| Minor Civil Division | MURRAY |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 10602 |
Source: Calloway County records · APN 042-K-0006-00010
Assessment roll updated November 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2109 COLLEGE FARM RD, MURRAY, KY 42071-8804 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 04, 2026 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK |
| May 18, 2022 | Warranty Deed, Transfer · Line of Credit THE MURRAY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on Record |
| Deed Sale | May 18, 2022 · Amount on Record |
| Deed Doc Number | 657264 |
| Deed Book / Page | 1371 / 84 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Aug 04, 2026 |
| Property Address | 1709 RIDGEWOOD DR, MURRAY, KY 42071-3142 |
| Document Number | 0000727320 |
| Book / Page | 1553 / 506 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 2026727320 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | HOME TEAM TITLE |
| Name | Verified Name |
|---|---|
| Address | 1709 RIDGEWOOD DR, MURRAY, KY 42071-3142 |
| Document Number | 0000727320, |
|---|---|
| Date | Aug 04, 2026 |
| Book Page | 1553/506 |
| Instrument | 2026727320 |
| Name | INDEPENDENCE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | May 18, 2022 |
| Property Address | 1709 RIDGEWOOD DR, MURRAY, KY 42071-3142 |
| Document Number | 0001371/84 |
| Book / Page | 1371 / 84 |
| Map Reference | MB 5 PG 63 |
| Instrument Date | May 13, 2022 |
| Instrument | 657264 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $129.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2110 EDINBOROUGH DR, MURRAY, KY 42071-2727 |
| Name | Verified Name |
|---|---|
| Address | 2109 COLLEGE FARM RD, MURRAY, KY 42071-8804 |
| Document Number | 0000657265 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 657265 |
| Name | THE MURRAY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 15, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Calloway County records · Assessment roll updated November 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Unified School District | Calloway County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,167.00 (-1.68%) | $129,000 (-) | $129,000 (-) |
| 2023 | $1,187.00 | $129,000 | $129,000 |
1709 Ridgewood Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Calloway County (21035C), updated September 29, 2010
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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