17140 78th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 17140 78th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,640 sqft · built 1920
Lot Size	26 acres (1,132,996 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Aug 2022)
Tax Bill	$2,966 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-010-0900`

Property Details

APN / Parcel Number

Primary APN	`02-010-0900`

Interior

Building Area	1,640 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	1,132,996 sqft (26 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	17140 78TH AVE
City	MILACA
State	MN
Zip	56353-3552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE OF SW, EX N 68 FT OF E 200 FT, & EX N 140 FT OF W 1/2 OF SE OF SW, EX W 66 FT LYING N OF S 950 FT, & EX S 370 FT, PRCL B
Legal Range	26
Legal Township	38
Legal Section	10
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1026
Census Tract	170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17140 78TH AVE, MILACA, MN 56353-3552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Warranty Deed, Transfer · Conventional Mortgage COMPEER FINANCIAL FLCA
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Prior Sale	Aug 16, 2016 · Amount on Record
Deed Document Number	2022432489
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 5, 2022
Property Address	17140 78TH AVE, MILACA, MN 56353-3552
Document Number	000A432489
Instrument Date	Jul 26, 2022
Instrument	A432489
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17140 78TH AVE, MILACA, MN 56353-3552

Mortgage

Document Number	000A432490
Date	Aug 5, 2022
Instrument	A432490

Lender

Name	COMPEER FINANCIAL FLCA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	17140 78TH AVE, MILACA, MN 56353-3552
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A425194
Date	Jun 21, 2021
Instrument	A425194

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	17140 78TH AVE, MILACA, MN 56353-3552
Transaction Type	Mortgage
Record Updated	Feb 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, A404367
Date	Jan 5, 2018
Instrument	A404367

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,966.00 (-3.45%)	$345,600 (+7.83%) Land $134,600 Building $211,000	$345,600 (+7.83%) Land $134,600 Building $211,000
2025		$320,500 (-6.34%) Land $121,300 Building $199,200	$320,500 (-6.34%) Land $121,300 Building $199,200
2023	$3,072.00	$342,200 Land $98,800 Building $243,400	$342,200 Land $98,800 Building $243,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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