16089 78th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 16089 78th Ave, Milaca, MN 56353 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,500 sqft · built 2009
Lot Size	41.7 acres (1,818,630 sqft)
Owner	Individual Name on File
Last Sale	$449,900 (Sep 2021)
Tax Bill	$3,798 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-015-1500`

Property Details

APN / Parcel Number

Primary APN	`02-015-1500`

Interior

Building Area	1,500 sqft Total Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	1,818,630 sqft (41.7 acres)
Garage Type	Mixed
Garage Area	6,128 sqft
Parking Spaces	11 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	16089 78TH AVE
City	MILACA
State	MN
Zip	56353-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW OF NW SEC 22 & PART OF SW OF SW SEC 15 LYING S OF RR ROW & EX HWY 23, ALSO EX S 66 FT OF E 100 FT OF SW OF SW SEC 15, & EX
Legal Range	26
Legal Township	38
Legal Section	15
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1024
Census Tract	170400

Owner

Source: Mille Lacs County records · APN 02-015-1500

Assessment roll updated September 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16089 78TH AVE, MILACA, MN 56353-3505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Intrafamily Transfer, Transfer · Line of Credit FIRST NATIONAL BANK MILACA
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK MILACA
Jan 13, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Jun 03, 2008 · Amount on Record
Deed Document Number	2021426798
Last Transfer Date	Jun 29, 2023
Transfer Doc	000A436992
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MILLE LACS MN
Recording Date	Jul 12, 2023
Property Address	16089 78TH AVE, MILACA, MN 56353-3505
Document Number	000A436992
Instrument Date	Jun 29, 2023
Instrument	A436992
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16089 78TH AVE, MILACA, MN 56353-3505
Investor	Possibly a Property Investor

Mortgage

Document Number	000A436995
Date	Jul 12, 2023
Instrument	A436995

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	48 Months
Due	Apr 05, 2027

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 13, 2021
Property Address	16089 78TH AVE, MILACA, MN 56353-3505
Document Number	000A426798
Instrument Date	Sep 01, 2021
Instrument	A426798
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.67
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7831 STATE HIGHWAY 23, MILACA, MN 56353-3952

Mortgage

Document Number	000A426799
Date	Sep 13, 2021
Instrument	A426799

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 01, 2026

Interest

Rate Type	Fixed Rate

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 13, 2020
Property Address	16089 78TH AVE, MILACA, MN 56353-3505
Document Number	000A415309
Instrument Date	Jan 13, 2020
Instrument	A415309
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16089 78TH AVE, MILACA, MN 56353-3505

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16089 78TH AVE, MILACA, MN 56353-3505
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,798.00 (-7.59%)
2025	$4,110.00 (+380.14%) Homeowner's exemption	$408,500 (+10.55%) Land $158,600 Building $249,900	$408,500 (+10.55%) Land $158,600 Building $249,900
2023	$856.00 (-60.07%)	$369,500 (+111.14%) Land $130,600 Building $238,900	$369,500 (+111.14%) Land $130,600 Building $238,900
2022	$2,144.00	$175,000 Land $104,200 Building $70,800	$175,000 Land $104,200 Building $70,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 78% of Minnesota
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

16089 78th Ave, Milaca, MN 56353 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on 78th Ave

Nearby Streets

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