1713 Mitchell Ave, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1713 Mitchell Ave, Chattanooga, TN 37408

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,708 sqft · built 1920
Lot Size	0.151 acres (6,587 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (Aug 2026)
Tax Bill	$2,876 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`145L E 011`

Property Details

APN / Parcel Number

Primary APN	`145L E 011`
Alternative APN	`0000070790`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,708 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,587 sqft (0.151 acres)
Lot Dimensions	132 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000070790
Street Address	1713 MITCHELL AVE
City	CHATTANOOGA
State	TN
Zip	37408-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 118 FORT NEGLEY ADDN PB 1 PG 26
Legal Subdivision	FORT NEGLEY ADDN
Legal Lot Number	118
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1078
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1713 MITCHELL AVE, CHATTANOOGA, TN 37408-1819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Nov 25, 2024	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jun 12, 2023	Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC
Jun 7, 2021	Warranty Deed, Transfer · Commercial Mortgage TENNESSEE TAG INVESTMENT RESOURCES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Nov 25, 2024 · Amount on Record
Deed Document Number	20260807102
Deed Book / Page	14397 / 516
Prior Transfer Date	Jan 6, 2006
Prior Transfer Doc	0000000148
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 7, 2026
Property Address	1713 MITCHELL AVE, CHATTANOOGA, TN 37408-1819
Document Number	0000000102
Book / Page	14397 / 516
Instrument Date	Aug 6, 2026
Instrument	2026102
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293,354.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1713 MITCHELL AVE, CHATTANOOGA, TN 37408-1819

Mortgage

Document Number	0000000103,
Date	Aug 7, 2026
Instrument	20267103

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 25, 2024
Property Address	1713 MITCHELL AVE, CHATTANOOGA, TN 37408-1819
Document Number	0000000213
Book / Page	13771 / 179
Map Reference	MB 1 PG 26
Instrument Date	Nov 22, 2024
Instrument	2024112500213
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,738.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1713 MITCHELL AVE, CHATTANOOGA, TN 37408-1819

Mortgage

Document Number	0000000214
Date	Nov 25, 2024
Instrument	2024112500214

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 12, 2023
Property Address	1713 MITCHELL AVE, CHATTANOOGA, TN 37408-1819
Document Number	0000000174
Book / Page	13316 / 451
Map Reference	MB 1 PG 26
Instrument Date	Jun 8, 2023
Instrument	2023061200174
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, TRANSNESS TTL & AFFIALES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,958.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1713 MITCHELL AVE, CHATTANOOGA, TN 37408-1819

Mortgage

Document Number	0000000175
Date	Jun 12, 2023
Instrument	2023061200175

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 7, 2021
Property Address	1713 MITCHELL AVE, CHATTANOOGA, TN 37408-1819
Document Number	0000000076
Book / Page	12514 / 468
Map Reference	MB 1 PG 26
Instrument Date	May 1, 2021
Instrument	2021060700076
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, RUDY E AND ESCROW LLC 2012

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$851.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3013 FOUST DR, SPRING HILL, TN 37174-1305
Investor	Possibly a Property Investor

Mortgage

Document Number	0012514470
Date	Jun 7, 2021
Instrument	12514/470

Lender

Name	TENNESSEE TAG INVESTMENT RESOURCES
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,876.00 (+97.26%)	$189,800 (+191.1%)	$759,200 (+191.1%) Land $100,000 Building $659,200
2024	$1,458.00	$65,200 (-)	$260,800 (-) Land $50,000 Building $210,800
2023	$1,458.00 (+44.5%)	$65,200 (+44.49%)	$260,800 (+44.49%) Land $50,000 Building $210,800
2022	$1,009.00	$45,125	$180,500 Land $50,000 Building $130,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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