1709 Mitchell Ave, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1709 Mitchell Ave, Chattanooga, TN 37408

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,147 sqft · built 1920
Lot Size	0.1 acres (4,369 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (Aug 2016)
Tax Bill	$1,039 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145L E 009`

Property Details

APN / Parcel Number

Primary APN	`145L E 009`
Alternative APN	`0000070788`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,147 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1972
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,369 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33.1 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000070788
Street Address	1709 MITCHELL AVE
City	CHATTANOOGA
State	TN
Zip	37408-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT PT 119 120 FORT NEGLEY ADDN PB 1 PG 26
Legal Subdivision	FORT NEGLEY ADDN
Legal Lot Number	119
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1078
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 522, CHATTANOOGA, TN 37401-0522
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VLY FCU
Feb 21, 2020	Deed of Trust, Mortgage TENNESSEE VLY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2016 · Amount on Record
Deed Sale	Aug 18, 2016 · Amount on Record
Deed Document Number	2016081800098
Deed Book / Page	10828 / 511
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1709 MITCHELL AVE, CHATTANOOGA, TN 37408-1819
Document Number	0225000147
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 MITCHELL AVE CHATTANOOGA TN 374081818, CHATTANOOGA, TN 37408-1818

Mortgage

Document Number	0225000147
Date	Feb 25, 2020
Book Page	011918/000029
Instrument	200225000147

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1709 MITCHELL AVE, CHATTANOOGA, TN 37408-1819
Document Number	0225000146
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 MITCHELL AVE CHATTANOOGA TN 374081818, CHATTANOOGA, TN 37408-1818

Mortgage

Document Number	0225000146
Date	Feb 25, 2020
Book Page	011918/000015
Instrument	200225000146

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,039.00 (+20.95%)	$68,600 (+78.65%)	$274,400 (+78.65%) Land $100,000 Building $174,400
2024	$859.00	$38,400 (-)	$153,600 (-) Land $40,000 Building $113,600
2023	$859.00	$38,400 (-)	$153,600 (-) Land $40,000 Building $113,600
2022	$859.00	$38,400	$153,600 Land $40,000 Building $113,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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