1713 Cherry Rd, Hayesville, NC 28904 Property Records

Clay County property record for 1713 Cherry Rd, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,562 sqft · built 2020
Lot Size	2.9 acres (126,498 sqft)
Owner	Trust Name on File
Last Sale	$75,000 (Jul 2018)
Tax Bill	$2,760 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`544900773055`

Property Details

APN / Parcel Number

Primary APN	`544900773055`
Alternative APNs	`616626000` `623982000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	3,562 sqft Heated Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	126,498 sqft (2.9 acres)

Location & Zoning

Account Number	623982000
Street Address	1713 CHERRY RD
City	HAYESVILLE
State	NC
Zip	28904-0937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1 CHERRY ROAD
Legal Tract	1
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2032
Census Tract	950201

Owner

Source: Clay County assessment roll, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	1713 CHERRY RD, HAYESVILLE, NC 28904-0937
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BANK
Mar 6, 2020	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY
Jul 31, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	20181709
Deed Book / Page	422 / 117
Last Transfer Date	Dec 17, 2022
Transfer Doc	000485/197
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	1713 CHERRY RD, HAYESVILLE, NC 28904-0937
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V15/6
Date	Feb 22, 2021
Book Page	V15/6
Instrument	2021000601

Lender

Name	FIRST RELIANCE BANK
Type	Bank
Address	MOUNT PLEASANT, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	1713 CHERRY RD, HAYESVILLE, NC 28904-0937
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	F15/7
Date	Mar 6, 2020
Book Page	F15/7
Instrument	2020000519

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	HAYESVILLE, NC 28904

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 2, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jul 31, 2018
Property Address	1713 CHERRY RD, HAYESVILLE, NC 28904-0937
Document Number	422/0117
Book / Page	422 / 0117
Instrument Date	Jul 31, 2018
Instrument	2018001709
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	616 CHERRY RD, 616, HAYESVILLE, NC 28904-7310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BLACK OAK DR, HAYESVILLE, NC 28904-5504

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,760.00 (+5.99%)	$566,100 (-) Land $44,300 Building $521,800	$566,100 (-) Land $44,300 Building $521,800
2023	$2,604.00	$566,100 Land $44,300 Building $521,800	$566,100 Land $44,300 Building $521,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC.

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