Clay County property record for 1280 Cherry Rd, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 7,267 sqft · built 2006 |
| Lot Size | 10 acres (438,562 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $775,000 (Apr 2021) |
| Tax Bill | $5,517 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 544900972791 |
| Primary APN | 544900972791 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 7,267 sqft Heated Area |
| Year Built | Built 2006 |
|---|---|
| Lot Area | 438,562 sqft (10 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 13250308 |
|---|---|
| Street Address | 1280 CHERRY RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-1146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2 CHERRY ROAD |
| Legal Tract | 2 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HAYESVILLE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 950201 |
Source: Clay County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 208, HAYESVILLE, NC 28904-0208 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2021 · Amount on Record |
| Deed Sale | Apr 13, 2021 · Amount on Record |
| Prior Sale | Oct 25, 2006 · Amount on Record |
| Deed Document Number | 0000451152 |
| Deed Book / Page | 451 / 152 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Apr 13, 2021 |
| Property Address | 1280 CHERRY RD, HAYESVILLE, NC 28904-1146 |
| Document Number | 000451/152 |
| Book / Page | 451 / 152 |
| Map Reference | CAB 6 SL 314 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021001277 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1280 CHERRY RD, HAYESVILLE, NC 28904-1146 |
| Document Number | 2021001278 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021001278 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.95% |
| Index | 5-Year CMT |
| Max Rate | 8.95% |
Source: Clay County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,517.00 (+5.97%) | $767,600 (-32.18%) Land $86,400 Building $681,200 | $767,600 (-32.18%) Land $86,400 Building $681,200 |
| 2023 | $5,206.00 | $1,131,800 Land $86,800 Building $1,045,000 | $1,131,800 Land $86,800 Building $1,045,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: Blue Ridge Mountain EMC, RiverStreet Networks.
5G (outdoors only) and 4G LTE
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