17125 Garnet Dr, Reno, NV 89508 Property Records

Washoe County property record for 17125 Garnet Dr, Reno, NV 89508

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,776 sqft · built 1994
Lot Size	0.417 acres (18,165 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Feb 2022)
Tax Bill	$1,145 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`087-483-02`

Property Details

APN / Parcel Number

Primary APN	`087-483-02`
Alternative APN	`120113`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,776 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	966 sqft
2nd Floor Area	810 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,165 sqft (0.417 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Concrete/Metal Slab
Porch Area	374 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	17125 GARNET DR
City	RENO
State	NV
Zip	89508-6819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDS
Legal Description	COLD SPRINGS RANCH 4 LT 4 BLK E
Legal Subdivision	COLD SPRINGS RANCH 4
Legal Block	E
Legal Lot Number	4
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	1
Census Block	1005
Census Tract	2612

Owner

17125 Garnet Dr is owned and occupied by two individuals who bought it in February 2022.

Source: Washoe County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	17125 GARNET DR, RENO, NV 89508-6819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Sep 30, 2021	Intrafamily Transfer, Transfer ACME TITLE AND ESCROW SERVICES, ACME TITLE AND ESCROW SVCS
Sep 30, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Sep 5, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on File
Deed Sale	Feb 8, 2022 · Amount on File
Prior Sale	Sep 30, 2021 · Amount on File
Deed Document Number	20225275407
Prior Transfer Date	Sep 17, 2021
Prior Transfer Doc	0005232844
Record Updated	Sep 20, 2026

February 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Feb 8, 2022
Property Address	17125 GARNET DR, RENO, NV 89508-6819
Document Number	0005275407
Map Reference	FILE 1630760
Instrument Date	Jan 26, 2022
Instrument	5275407
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,886.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5949 SOLSTICE DR, 5949, SPARKS, NV 89436-7140

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17125 GARNET DR, RENO, NV 89508-6819

Mortgage

Document Number	0005275408
Date	Feb 8, 2022
Instrument	5275408

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Sep 30, 2021
Property Address	17125 GARNET DR, RENO, NV 89508-6819
Document Number	0005232844
Map Reference	FILE 160760
Instrument Date	Sep 17, 2021
Instrument	5232844
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	ACME TITLE AND ESCROW SERVICES, ACME TITLE AND ESCROW SVCS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17125 GARNET DR, RENO, NV 89508-6819

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Sep 30, 2021
Property Address	17125 GARNET DR, RENO, NV 89508-6819
Document Number	0005232843
Map Reference	FILE 1630760
Instrument Date	Sep 14, 2021
Instrument	5232843
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	ACME TITLE AND ESCROW SERVICES, ACME TITLE AND ESCROW SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,476.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3559 CAMBRIDGE RD, 3559, CAMERON PARK, CA 95682-9020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17125 GARNET DR, RENO, NV 89508-6819

Mortgage

Document Number	0005232845
Date	Sep 30, 2021
Instrument	5232845

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	17125 GARNET DR, RENO, NV 89508-6819
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004968121
Date	Oct 30, 2019
Instrument	4968121

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Sep 5, 2017
Property Address	17125 GARNET DR, RENO, NV 89508-6819
Document Number	0004740886
Map Reference	FILE1630760 MAP2912
Instrument Date	Aug 21, 2017
Instrument	4740886
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17125 GARNET DR, RENO, NV 89508-6819

Mortgage

Document Number	0004740887
Date	Sep 5, 2017
Instrument	4740887

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 17125 Garnet Dr was $1,145.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,394 (-4.67%) Land $31,955 Building $53,439
2025	$1,145.00	$89,581 Land $34,930 Building $54,651	$255,945 Land $99,800 Building $156,145
2023	$1,441.00	$82,534 Land $33,075 Building $49,459	$235,810 Land $94,500 Building $141,310
2021			$176,112 Land $58,000 Building $118,112

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 17125 Garnet Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 17125 Garnet Dr is high, ranking above 87% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 69% of Nevada
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO COLD SPRINGS private · serves 9,910 people · EPA ID NV0000207
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: T-Mobile, Verizon.

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