17120 Stuart Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 17120 Stuart Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,154 sqft · built 1998
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,000 (Sep 2026)
Tax Bill	$3,885 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-22-1001-004`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-22-1001-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,154 sqft Living Area
1st Floor Area	1,330 sqft
Basement Area	1,330 sqft
Finished Basement	1,330 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	456 sqft
Deck Area	Deck Area
Patio Area	956 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17120 STUART RD
City	CHESANING
State	MI
Zip	48616-9798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	BEG AT A PT 481.19 FT S FROM NE CORN OF SEC TH CONT S 240.6 FT TH W 365 FT TH N 240.6 FT TH E 365 FT TO POB 2.02 ACRES SEC 22
Legal Range	03E
Legal Township	09N
Legal Section	22
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	3
Census Block	3009
Census Tract	12700

Owner

Source: Saginaw County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4431 E MOUNT MORRIS RD, MOUNT MORRIS, MI 48458-8961
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INCORPORATED
Sep 18, 2026	Warranty Deed, Transfer K K TITLE AND ESCROW, GREATER LANSING TITLE & ESCROW
May 29, 2026	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Jun 27, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Aug 15, 2001 · Amount on Record
Deed Document Number	202623654
Prior Transfer Date	Jun 22, 2023
Prior Transfer Doc	0000015164
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Aug 4, 2026
Property Address	17120 STUART RD, CHESANING, MI 48616-9798
Document Number	0000019963
Instrument Date	Aug 3, 2026
Instrument	202619963
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 E MOUNT MORRIS RD, MOUNT MORRIS, MI 48458-8961

Mortgage

Document Number	0000019963,
Date	Aug 4, 2026
Instrument	202619963

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 18, 2026
Property Address	17120 STUART RD, CHESANING, MI 48616-9798
Document Number	0000023654
Instrument Date	Aug 3, 2026
Instrument	202623654
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	K K TITLE AND ESCROW, GREATER LANSING TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$253,005.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 E MOUNT MORRIS RD, MOUNT MORRIS, MI 48458-8961

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	May 29, 2026
Property Address	17120 STUART RD, CHESANING, MI 48616-9798
Document Number	0000014310
Instrument Date	May 19, 2026
Instrument	202614310
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate, 156
Address	17120 STUART RD, CHESANING, MI 48616-9798

Mortgage

Document Number	0000014310,
Date	May 29, 2026
Instrument	202614310

Lender

Name	HORIZON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	205 Months
Due	Jun 19, 2043

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Jun 27, 2023
Property Address	17120 STUART RD, CHESANING, MI 48616-9798
Document Number	0000015164
Instrument Date	Jun 22, 2023
Instrument	2023015164
Transaction Type	Transfer
Record Updated	Jul 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17120 STUART RD, CHESANING, MI 48616-9798

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17120 STUART RD, CHESANING, MI 48616-9798

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,400 (+12.41%)	$300,800 (+12.41%)
2025	$3,885.00 (+15.59%) Homeowner's exemption	$133,800 (+22.08%)	$267,600 (+22.08%)
2023		$109,600 (+7.45%)	$219,200 (+7.45%)
2022	$3,361.00 (+8.81%) Homeowner's exemption	$102,000	$204,000
2021	$3,089.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stuart Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures