16951 Stuart Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 16951 Stuart Rd, Chesaning, MI 48616 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,184 sqft · built 1965
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,427 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-14-3005-000`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-14-3005-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	256 sqft
Patio Area	280 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	16951 STUART RD
City	CHESANING
State	MI
Zip	48616-9744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PART OF SW 1/4 DESC AS FOLLOWS COM ON W SEC LINE AT A PT 203.33 FT N ALONG SAID LINE FROM THE SW COR OF SAID SEC 14 TH N ALONG SAID W SEC LINE 205.67 FT TH E PAR TO THE S SEC LINE 200 FT TH S PAR TO THE W SEC LINE 339.21 FT TO NE LY LINE OF MS H DE
Legal Range	03E
Legal Township	09N
Legal Section	14
Legal Subdivision	PT OF SW4 OF S14T9NR3E
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	4
Census Block	4006
Census Tract	12700

Owner

Source: Saginaw County records · APN 13-09-3-14-3005-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16951 STUART RD, CHESANING, MI 48616-9744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Intrafamily Transfer, Transfer · FHA Mortgage PRIORITY 1 LENDING LLC
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Sep 14, 2017	Warranty Deed, Transfer · Stand-Alone Refinance CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2025
Deed Sale	Nov 14, 2025
Prior Sale	Jun 20, 2023 · Amount on Record
Deed Document Number	202526822
Prior Transfer Date	Oct 23, 2025
Prior Transfer Doc	0000026822
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Nov 14, 2025
Property Address	16951 STUART RD, CHESANING, MI 48616-9744
Document Number	0000026822
Instrument Date	Oct 23, 2025
Instrument	2025026822
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16951 STUART RD, CHESANING, MI 48616-9744

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16951 STUART RD, CHESANING, MI 48616-9744

Mortgage

Document Number	0000026823
Date	Nov 14, 2025
Instrument	2025026823

Lender

Name	PRIORITY 1 LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jun 20, 2023
Property Address	16951 STUART RD, CHESANING, MI 48616-9744
Document Number	0000014569
Instrument Date	Jun 15, 2023
Instrument	2023014569
Transaction Type	Transfer
Record Updated	Jul 07, 2023
Title Company	FIRST AMERICAN, FATIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,362.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16951 STUART RD, CHESANING, MI 48616-9744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16951 STUART RD, CHESANING, MI 48616-9744

Mortgage

Document Number	0000014570
Date	Jun 20, 2023
Instrument	2023014570

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 14, 2017
Property Address	16951 STUART RD, CHESANING, MI 48616-9744
Document Number	2017025603
Instrument	2017025603
Transaction Type	Transfer
Record Updated	Sep 02, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 E BROAD ST, CHESANING, MI 48616-1628

Mortgage

Document Number	0000025604
Date	Sep 14, 2017
Instrument	2017025604

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Oct 01, 2045

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,700 (+10.16%)	$301,400 (+10.16%)
2025	$1,427.00 (-68.73%) Homeowner's exemption	$136,800 (+22.36%)	$273,600 (+22.36%)
2024	$4,563.00 (+34.09%)
2023		$111,800 (+9.07%)	$223,600 (+9.07%)
2022	$3,403.00 (+8.83%) Homeowner's exemption	$102,500	$205,000
2021	$3,127.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450127004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 9% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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