Lake County property record for 17120 Cercis Loop, Clermont, FL 34711 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,050 sqft · built 2022 |
| Lot Size | 0.126 acres (5,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $534,600 (Dec 2022) |
| Tax Bill | $4,964 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-22-26-0209-000-47700 |
| Primary APN | 26-22-26-0209-000-47700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,050 sqft Living Area |
| Gross Area | 2,470 sqft |
| 1st Floor Area | 2,050 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 5,499 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 235 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 3928849 |
|---|---|
| Street Address | 17120 CERCIS LOOP |
| City | CLERMONT |
| State | FL |
| Zip | 34711-8334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHNS LAKE LANDING PHASE 6 PB 76 PG 9-14 LOT 477 ORB 6072 PG 1789 |
| Legal Subdivision | JOHNS LAKE LANDING PHASE 6 |
| Legal Tract | KK,LL,MM,N |
| Legal Lot Number | 477 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 31306 |
Source: Lake County records · APN 26-22-26-0209-000-47700
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17120 CERCIS LOOP, CLERMONT, FL 34711-8334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION |
| Mar 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTCO BANK |
| Dec 29, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUSTCO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2022 · Amount on Record |
| Deed Sale | Dec 29, 2022 · Amount on Record |
| Deed Document Number | 2022165351 |
| Deed Book / Page | 6072 / 1789 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 15, 2026 |
| Property Address | 17120 CERCIS LOOP, CLERMONT, FL 34711-8334 |
| Document Number | 0000086791 |
| Book / Page | 6776 / 1324 |
| Instrument Date | Jul 07, 2026 |
| Instrument | 202686791 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common, 169 |
| Address | 17120 CERCIS LOOP, CLERMONT, FL 34711-8334 |
| Document Number | 0000086791, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 6776/1324 |
| Instrument | 202686791 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2056 |
| Rate | 7.25% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 17120 CERCIS LOOP, CLERMONT, FL 34711-8334 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 17120 CERCIS LOOP, CLERMONT, FL 34711-8334 |
| Document Number | 0061162435 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 6116/2435 |
| Instrument | 2023036585 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 24, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 29, 2022 |
| Property Address | 17120 CERCIS LOOP, CLERMONT, FL 34711-8334 |
| Document Number | 0060721789 |
| Book / Page | 6072 / 1789 |
| Map Reference | MB 76 PG 9-14 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022165351 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 18, 2023 |
| Title Company | TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,742.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 S WESTMONTE DR STE 2000, 2000, ALTAMONTE SPRINGS, FL 32714-4218 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 17120 CERCIS LOOP, CLERMONT, FL 34711-8334 |
| Document Number | 0060721791 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 6072/1791 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2052 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,200 (+2.9%) | $468,270 (-) Land $120,000 Building $348,270 | |
| 2025 | $4,964.00 (+2.48%) Homeowner's exemption | $358,800 (+5.98%) Land $120,000 Building $238,800 | $468,270 (+9.17%) Land $120,000 Building $348,270 |
| 2024 | $4,844.00 (+6.32%) | ||
| 2023 | $4,556.00 Homeowner's exemption Additional exemption filed | $338,541 | $428,931 (-19.77%) Land $120,000 Building $308,931 |
| $534,600 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690313062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 20 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force 18 of 20 on primary residences |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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