1712 W 86th St, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 1712 W 86th St, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 976 sqft · built 1954
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (Aug 2017)
Tax Bill	$4,457 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-027-24-34-0097`

Property Details

APN / Parcel Number

Primary APN	`04-027-24-34-0097`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
Gross Area	1,854 sqft
1st Floor Area	976 sqft
Basement Area	878 sqft
Flooring	Wood

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1995
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Depth	157 ft Depth
Garage Type	Detached
Garage Area	264 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1712 W 86TH ST
City	MINNEAPOLIS
State	MN
Zip	55431-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 016 BLOCK 010 A PENN LAKE HIGHLANDS S75X157X75X163
Legal Range	24
Legal Township	027
Legal Section	04
Legal Quarter	34
Legal Subdivision	PENN LAKE HIGHLANDS
Legal Block	10
Legal Lot Number	16
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	3
Census Block	3031
Census Tract	25601

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1712 W 86TH ST, MINNEAPOLIS, MN 55431-2031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2019	Deed of Trust, Mortgage · Conventional with PMI BANK OF ENGLAND
Aug 2, 2017	Warranty Deed, Transfer · Conventional with PMI CONGRESSIONAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2017 · Amount on File
Deed Sale	Aug 2, 2017 · Amount on File
Prior Sale	Jun 12, 2012 · Amount on File
Deed Document Number	201710469841
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1712 W 86TH ST, BLOOMINGTON, MN 55431-2031
Document Number	0010690023
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 W 86TH ST BLOOMINGTON MN 554312031, BLOOMINGTON, MN 55431-2031

Mortgage

Document Number	0010690023
Date	Aug 14, 2019
Instrument	10690023

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 2, 2017
Property Address	1712 W 86TH ST, BLOOMINGTON, MN 55431-2031
Document Number	0010469841
Instrument Date	Jul 21, 2017
Instrument	10469841
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	TITLE RECORDING SERVICES, TITLE RECORDING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 W 86TH ST BLOOMINGTON MN 554312031, BLOOMINGTON, MN 55431-2031

Mortgage

Document Number	10469843
Date	Aug 2, 2017
Instrument	10469843

Lender

Name	CONGRESSIONAL BK
Type	Bank
Address	BETHESDA, MD 20817

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,457.00 (+17.14%)	$336,900 (+2.18%) Land $130,800 Building $206,100	$336,900 (+2.18%) Land $130,800 Building $206,100
2023	$3,805.00 Homeowner's exemption
2022		$329,700 Land $120,400 Building $209,300	$329,700 Land $120,400 Building $209,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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