1706 W 86th St, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 1706 W 86th St, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 976 sqft · built 1954
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,500 (Jan 2026)
Tax Bill	$4,733 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-027-24-34-0098`

Property Details

APN / Parcel Number

Primary APN	`04-027-24-34-0098`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
Gross Area	1,854 sqft
1st Floor Area	976 sqft
Basement Area	878 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2004
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Depth	163 ft Depth
Garage Type	Attached
Garage Area	280 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1706 W 86TH ST
City	MINNEAPOLIS
State	MN
Zip	55431-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 017 BLOCK 010 A PENN LAKE HIGHLANDS S75X163X75X168
Legal Range	24
Legal Township	027
Legal Section	04
Legal Quarter	34
Legal Subdivision	PENN LAKE HIGHLANDS
Legal Block	10
Legal Lot Number	17
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	3
Census Block	3031
Census Tract	25601

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1706 W 86TH ST, MINNEAPOLIS, MN 55431-2031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jun 18, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Jun 18, 2019 · Amount on Record
Deed Document Number	202611434293
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 16, 2026
Property Address	1706 W 86TH ST, BLOOMINGTON, MN 55431-2031
Document Number	0A11434293
Instrument Date	Jan 16, 2026
Instrument	A11434293
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,262.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1706 W 86TH ST, BLOOMINGTON, MN 55431-2031

Mortgage

Document Number	0A11434294
Date	Jan 16, 2026
Instrument	A11434294

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 18, 2019
Property Address	1706 W 86TH ST, BLOOMINGTON, MN 55431-2031
Document Number	0010669712
Instrument Date	May 31, 2019
Instrument	10669712
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$982.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1706 W 86TH ST BLOOMINGTON MN 554312031, BLOOMINGTON, MN 55431-2031

Mortgage

Document Number	10669713
Date	Jun 18, 2019
Instrument	10669713

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,733.00 (+17.88%) Homeowner's exemption	$355,500 (-1.96%) Land $130,400 Building $225,100	$355,500 (-1.96%) Land $130,400 Building $225,100
2024		$362,600 (+4.71%) Land $132,100 Building $230,500	$362,600 (+4.71%) Land $132,100 Building $230,500
2023	$4,015.00 Homeowner's exemption
2022		$346,300 Land $120,500 Building $225,800	$346,300 Land $120,500 Building $225,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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