1712 Ridge St, Eldorado, IL 62930 Property Records

Saline County property record for 1712 Ridge St, Eldorado, IL 62930

Property Summary

Property Type	Single Family Home
Lot Size	0.265 acres (11,546 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,000 (Jun 2023)
Tax Bill	$2,142 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-2-209-01`

Property Details

APN / Parcel Number

Primary APN	`04-2-209-01`

Exterior

Lot Area	11,546 sqft (0.265 acres)

Location & Zoning

Street Address	1712 RIDGE ST
City	ELDORADO
State	IL
Zip	62930-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL,S ,T ,R ,Q ,L001,B006 MATHIS 3RD ADDITION LOTS 1 & 2 2244/864 6/23 W/D 06-21-108-010-0040
Legal Subdivision	MATHIS 3RD ADDITION
Legal Lot Number	1,2
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	2
Census Block	2011
Census Tract	955100

Owner

Source: Saline County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1712 RIDGE ST, ELDORADO, IL 62930-2152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANSTEADY LLC
Apr 12, 2019	Warranty Deed, Transfer · Commercial Mortgage FARMERS STATE BANK OF ALTO PASS IL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Apr 12, 2019 · Amount on Record
Deed Document Number	2023284020
Deed Book / Page	2244 / 864
Prior Transfer Date	Mar 13, 2015
Prior Transfer Doc	2092/220
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Jun 30, 2023
Property Address	1712 RIDGE ST, ELDORADO, IL 62930-2152
Document Number	002244/864
Book / Page	2244 / 864
Instrument Date	Jun 23, 2023
Instrument	284020
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1712 RIDGE ST, ELDORADO, IL 62930-2152

Mortgage

Document Number	0000284021
Date	Jun 30, 2023
Instrument	284021

Lender

Name	LOANSTEADY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Apr 12, 2019
Property Address	1712 RIDGE ST, ELDORADO, IL 62930-2152
Document Number	2173/0603
Book / Page	2173 / 0603
Instrument Date	Apr 12, 2019
Instrument	270553
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1712 RIDGE ST, ELDORADO, IL 62930-2152

Mortgage

Document Number	270554
Date	Apr 12, 2019
Instrument	270554

Lender

Name	FARMERS STATE BANK OF ALTO PASS IL
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	2.35%

Tax Assessment & Valuation

Source: Saline County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Municipality	Eldorado City
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,142.00 (+51.7%) Homeowner's exemption	$28,529 (+37.17%) Land $3,318 Building $25,211	$85,587 (+37.17%) Land $9,954 Building $75,633
2022		$20,799 (+5.7%) Land $2,928 Building $17,871	$62,397 (+5.7%) Land $8,784 Building $53,613
2021	$1,412.00 Homeowner's exemption	$19,678 Land $2,770 Building $16,908	$59,034 Land $8,310 Building $50,724

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDORADO serves 4,715 people · EPA ID IL1655030
Water Source	Purchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Futiva.

Nearby Properties on Ridge St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures