1712 Jamacha Rd, El Cajon, CA 92019 Property Records

San Diego County property record for 1712 Jamacha Rd, El Cajon, CA 92019

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,422 sqft · built 2001
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on File
Last Sale$610,000 (May 2004)
Tax Bill$11,530 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN498-160-39-00

Property Details

APN / Parcel Number

Primary APN498-160-39-00
Alternative APN
  • 4981603500

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,422 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area22,651 sqft (0.52 acres)

Location & Zoning

Old Parcel Number4981603500
Street Address1712 JAMACHA RD
CityEL CAJON
StateCA
Zip92019-3762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPAR 3 (EX ST) TR PM15776
Legal SubdivisionPARCEL MAP NO 15776
Legal Tract1015776
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract13605

Owner

1712 Jamacha Rd is owned and occupied by two individuals who acquired it in September 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1712 JAMACHA RD, EL CAJON, CA 92019-3762
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Oct 6, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
RATE RABBIT HOME LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2004 · Amount on File
Deed SaleMay 13, 2004 · Amount on File
Prior SaleDec 14, 2001 · Amount on File
Deed Document Number2004437134
Last Transfer DateSep 29, 2020
Transfer Doc0000604133
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1712 JAMACHA RD, EL CAJON, CA 92019-3762
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000422869
DateOct 11, 2018
Instrument2018-0422869
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressBILLINGS, MT 59107
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueNov 3, 2048

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 6, 2020
Property Address1712 JAMACHA RD, EL CAJON, CA 92019-3762
Document Number0000604133
Instrument DateSep 29, 2020
Instrument2020-0604133
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1712 JAMACHA RD, EL CAJON, CA 92019-3762

Mortgage

Document Number0000604134
DateOct 6, 2020
Instrument2020-0604134
Lender
NameRATE RABBIT HOME LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1712 Jamacha Rd was $11,530 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,006,329 (+2%) Land $339,418 Building $666,911
2025$11,530.00 Homeowner's exemption$986,598 Land $332,763 Building $653,835
2023$11,301.00 (+1.6%) Homeowner's exemption$948,290 Land $319,843 Building $628,447
2022$11,123.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1712 Jamacha Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimMar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1712 Jamacha Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSycuan
tribal government · serves 12,350 people · EPA ID 090605024
Water SourcePurchased surface water from PADRE DAM MWD
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead3 ppb (2025)
action level 15 ppb
Copper1.53 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, GeoLinks, Verizon.

Nearby Properties on Jamacha Rd

Nearby Streets

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