1680 Jamacha Rd, El Cajon, CA 92019 Property Records

San Diego County property record for 1680 Jamacha Rd, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,894 sqft · built 1978
Lot Size	0.458 acres (19,935 sqft)
Owner	Company Name on Record
Last Sale	$689,000 (Apr 2016)
Tax Bill	$9,591 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage May 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`498-371-06-00`

Property Details

APN / Parcel Number

Primary APN	`498-371-06-00`
Alternative APN	`4981601400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,894 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	19,935 sqft (0.458 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	4981601400
Street Address	1680 JAMACHA RD
City	EL CAJON
State	CA
Zip	92019-3760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 24-16-1W SEQ (EX RD)DOC77-121170 IN S H OF NEQ OF
Legal Range	01W
Legal Township	16
Legal Section	24
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13605

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1680 JAMACHA RD, EL CAJON, CA 92019-3760
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 18, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 4, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Aug 13, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
May 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MANHATTAN FINANCIAL GROUP INC
Dec 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2016 · Amount on Record
Deed Sale	Apr 22, 2016 · Amount on Record
Prior Sale	Jun 30, 1999 · Amount on Record
Deed Document Number	2016190046
Last Transfer Date	May 13, 2020
Transfer Doc	0000256044
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1680 JAMACHA RD, EL CAJON, CA 92019-3760
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 JAMACHA RD, EL CAJON, CA 92019-3760

Mortgage

Document Number	0000197384
Date	May 6, 2022
Instrument	2022-0197384

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	919 Months
Due	Dec 26, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.48%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.48%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1680 JAMACHA RD, EL CAJON, CA 92019-3760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223912
Date	May 18, 2017
Instrument	2017-0223912

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	May 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1680 JAMACHA RD, EL CAJON, CA 92019-3760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 JAMACHA RD, EL CAJON, CA 92019-3760

Mortgage

Document Number	0000515171
Date	Sep 4, 2020
Instrument	2020-0515171

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	939 Months
Due	Dec 26, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.96%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1680 JAMACHA RD, EL CAJON, CA 92019-3760
Document Number	0000515172
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 JAMACHA RD EL CAJON CA 920193760, EL CAJON, CA 92019-3760

Mortgage

Document Number	0000515172
Date	Sep 4, 2020
Instrument	515172

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Sep 3, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.96%

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 20, 2020
Property Address	1680 JAMACHA RD, EL CAJON, CA 92019-3760
Document Number	0000256044
Instrument Date	May 13, 2020
Instrument	2020-0256044
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1688 JAMACHA RD, EL CAJON, CA 92019-3760

Mortgage

Document Number	0000256045
Date	May 20, 2020
Instrument	2020-0256045

Lender

Name	MANHATTAN FINANCIAL GROUP INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2018
Property Address	1680 JAMACHA RD, EL CAJON, CA 92019-3760
Document Number	0000512180
Instrument Date	Dec 6, 2018
Instrument	512180
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1680 JAMACHA RD EL CAJON CA 920193760, EL CAJON, CA 92019-3760
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$837,461 (+2%) Land $219,356 Building $618,105
2025	$9,591.00 (+2.04%) Homeowner's exemption	$821,041 (+4.04%) Land $215,055 Building $605,986
2023	$9,399.00 (+1.59%) Homeowner's exemption	$789,160 Land $206,705 Building $582,455
2022	$9,252.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, Verizon.

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