1711 E 12th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1711 E 12th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,174 sqft · built 1930
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$92,900 (Sep 2004)
Tax Bill	$603 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146O P 029`

Property Details

APN / Parcel Number

Primary APN	`146O P 029`
Alternative APN	`0000077383`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,174 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1984
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000077383
Street Address	1711 E 12TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 11 BLK 24 MONTAGUES ADDN NO 4 PB 8 PG 25
Legal Subdivision	MONTAGUES ADDN NO 4
Legal Block	24
Legal Lot Number	11
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2018
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1711 E 12th St is owned and occupied by an individual who acquired it in April 2017.

Source: Hamilton County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1711 E 12TH ST, CHATTANOOGA, TN 37404-4303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2004 · Amount on File
Deed Sale	Sep 28, 2004 · Amount on File
Prior Sale	Dec 20, 2002 · Amount on File
Deed Document Number	200425
Deed Book / Page	7287 / 181
Last Transfer Date	Apr 14, 2017
Transfer Doc	0000000315
Record Updated	Oct 29, 2026

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 24, 2017
Property Address	1711 E 12TH ST, CHATTANOOGA, TN 37404-4303
Document Number	0000000315
Book / Page	11032 / 019
Map Reference	MB8 PG25
Instrument Date	Apr 14, 2017
Instrument	2017042400315
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1711 E 12TH ST, CHATTANOOGA, TN 37404-4303

Mortgage

Document Number	0000000316
Date	Apr 24, 2017
Instrument	2017042400316

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1711 E 12th St was $603, down 15.4% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$603.00 (-15.43%)	$39,825 (+24.84%)	$159,300 (+24.84%) Land $70,000 Building $89,300
2024	$713.00	$31,900 (-)	$127,600 (-) Land $40,000 Building $87,600
2023	$713.00	$31,900 (-)	$127,600 (-) Land $40,000 Building $87,600
2022	$713.00	$31,900	$127,600 Land $40,000 Building $87,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1711 E 12th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1711 E 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20