1708 E 12th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1708 E 12th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	1 ba · 792 sqft · built 1947
Lot Size	0.152 acres (6,625 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (Oct 2017)
Tax Bill	$463 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Oct 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`146O Q 004`

Property Details

APN / Parcel Number

Primary APN	`146O Q 004`
Alternative APN	`0000077392`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	792 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1960
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,625 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000077392
Street Address	1708 E 12TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 5 BLK 23 MONTAGUES ADDN NO 4 PB 8 PG 25
Legal Subdivision	MONTAGUES ADDN NO 4
Legal Block	23
Legal Lot Number	5
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2034
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	951 S WATKINS ST, CHATTANOOGA, TN 37404-3831
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2019	Deed of Trust, Mortgage · Conventional with PMI TENNESSEE VLY FCU
Oct 16, 2017	Grant Deed, Transfer
Jul 18, 2017	Grant Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2017 · Amount on Record
Deed Sale	Oct 16, 2017 · Amount on Record
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	0011179884
Deed Book / Page	11179 / 884
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1708 E 12TH ST, CHATTANOOGA, TN 37404-4302
Document Number	0204000218
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1504 E RIDGE AVE CHATTANOOGA TN 374122408, CHATTANOOGA, TN 37412-2408

Mortgage

Document Number	0204000218
Date	Feb 4, 2019
Book Page	011557/000897
Instrument	190204000218

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 16, 2017
Property Address	1708 E 12TH ST, CHATTANOOGA, TN 37404-4302
Document Number	0000000282
Book / Page	011179 / 000884
Instrument Date	Oct 16, 2017
Instrument	282
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount Recorded
Tax	$111.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1504 E RIDGE AVE CHATTANOOGA TN 374122408, CHATTANOOGA, TN 37412-2408

July 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 18, 2017
Property Address	1708 E 12TH ST, CHATTANOOGA, TN 37404-4302
Document Number	0000000070
Book / Page	011104 / 000179
Instrument Date	Jul 18, 2017
Instrument	70
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Tax	$92.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 11167 CHATTANOOGA TN 374012167, CHATTANOOGA, TN 37401-2167

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$463.00 (+11.57%)	$30,550 (+64.69%)	$122,200 (+64.69%) Land $70,000 Building $52,200
2024	$415.00	$18,550 (-)	$74,200 (-) Land $40,000 Building $34,200
2023	$415.00	$18,550 (-)	$74,200 (-) Land $40,000 Building $34,200
2022	$415.00	$18,550	$74,200 Land $40,000 Building $34,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

1708 E 12th St, Chattanooga, TN 37404 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2017: Grant Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E 12th St

Nearby Streets

Search Property Records by Address or Parcel Number