171 Windmere Trl, Moneta, VA 24121 Property Records

Franklin County property record for 171 Windmere Trl, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,281 sqft · built 1985
Lot Size	0.868 acres (37,810 sqft)
Owner	Trust Name on Record
Last Sale	$600,000 (Jun 2020)
Tax Bill	$6,565 (2025)
Deeds & Mortgages	Jun 2020 Sale Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048 03-045 00`

Property Details

APN / Parcel Number

Primary APN	`048 03-045 00`
Alternative APN	`14749`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,281 sqft Living Area
Gross Area	6,863 sqft
1st Floor Area	2,565 sqft
Basement Area	1,821 sqft
Finished Basement	1,490 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,810 sqft (0.868 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	998 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	164 sqft
Patio Area	312 sqft
Storage Building	Storage Building
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14749
Street Address	171 WINDMERE TRL
City	MONETA
State	VA
Zip	24121-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINDMERE POINT LOT 45
Legal Subdivision	WINDMERE POIN
Legal Lot Number	45
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3004
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	171 WINDMERE TRL, MONETA, VA 24121-3216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed, Transfer FIDELITY NATIONAL TTL INS CO
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
May 2, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2020 · Amount on Record
Deed Sale	Jun 23, 2020 · Amount on Record
Deed Document Number	20204225
Deed Book / Page	1141 / 1349
Record Updated	Sep 20, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 23, 2020
Property Address	171 WINDMERE TRL, MONETA, VA 24121-3216
Document Number	0011411349
Book / Page	1141 / 1349
Map Reference	MB 7 PG 72&73
Instrument Date	Jun 16, 2020
Instrument	200004225
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13014 COPPUMINE RD, UNION BRIDGE, MD 21791

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	171 WINDMERE TRL, MONETA, VA 24121-3216
Document Number	0010961270
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0010961270
Date	Aug 10, 2017
Book Page	001096/001270
Instrument	4962

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	171 WINDMERE TRL, MONETA, VA 24121-3216
Document Number	0010922955
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 WINDMERE TRL MONETA VA 241213216, MONETA, VA 24121-3216

Mortgage

Document Number	0010922955
Date	May 19, 2017
Book Page	001092/002955
Instrument	3067

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,565.00 (+34.03%)	$1,526,800 (+90.14%) Land $270,000 Building $1,256,800	$1,526,800 (+90.14%) Land $270,000 Building $1,256,800
2023	$4,898.00	$803,000 (+10.42%) Land $265,000 Building $538,000	$803,000 (+10.42%) Land $265,000 Building $538,000
2022		$727,200 Land $265,000 Building $462,200	$727,200 Land $265,000 Building $462,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA POINTE LANDING serves 115 people · EPA ID VA5143861
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY, TOWN OF ROCKY MOUNT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SMLW Broadband, ZiTEL.

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