160 Windmere Trl, Moneta, VA 24121 Property Records

Franklin County property record for 160 Windmere Trl, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,320 sqft · built 1993
Lot Size	1.44 acres (62,814 sqft)
Owner	Individual Name on File
Last Sale	$582,000 (May 2016)
Tax Bill	$4,872 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`048 03-015 00`

Property Details

APN / Parcel Number

Primary APN	`048 03-015 00`
Alternative APN	`14718`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,320 sqft Living Area
Gross Area	3,969 sqft
1st Floor Area	1,584 sqft
Basement Area	1,714 sqft
Finished Basement	1,224 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	62,814 sqft (1.44 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	528 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	164 sqft
Deck Area	462 sqft
Patio Area	462 sqft
Balcony Area	12 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14718
Street Address	160 WINDMERE TRL
City	MONETA
State	VA
Zip	24121-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINDMERE POINT LOT 15
Legal Subdivision	WINDMERE POIN
Legal Lot Number	15
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3002
Census Tract	20104

Owner

Source: Franklin County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	160 WINDMERE TRL, MONETA, VA 24121-3215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2016 · Amount on Record
Deed Sale	May 26, 2016 · Amount on Record
Deed Document Number	20163004
Deed Book / Page	1077 / 1474
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	160 WINDMERE TRL, MONETA, VA 24121-3215
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011692233
Date	Sep 7, 2021
Book Page	1169/2233
Instrument	210008324

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	160 WINDMERE TRL, MONETA, VA 24121-3215
Document Number	0011011210
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011011210
Date	Dec 8, 2017
Book Page	001101/001210
Instrument	7852

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,872.00 (+39.08%)	$1,133,200 (+97.28%) Land $209,400 Building $923,800	$1,133,200 (+97.28%) Land $209,400 Building $923,800
2023	$3,503.00	$574,400 (-) Land $204,400 Building $370,000	$574,400 (-) Land $204,400 Building $370,000
2022		$574,400 Land $204,400 Building $370,000	$574,400 Land $204,400 Building $370,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SML Wireless, ZiTEL.

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