Montgomery County and Charleston Town property record for 171 Sullivan Rd, Esperance, NY 12066 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,440 sqft · built 1991 |
| Lot Size | 5.7 acres (248,292 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,018 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 272400 135.-3-3 |
| Primary APN | 272400 135.-3-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 900 sqft |
| 2nd Floor Area | 540 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 248,292 sqft (5.7 acres) |
| Lot Width | 325 ft Width |
| Porch | Slab |
|---|---|
| Porch Area | 692 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 171 SULLIVAN RD |
|---|---|
| City | ESPERANCE |
| State | NY |
| Zip | 12066-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 3.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 4 |
| Census Block | 4077 |
| Census Tract | 72800 |
Source: Montgomery County and Charleston Town records · APN 272400 135.-3-3
Assessment roll updated May 11, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 171 SULLIVAN RD, ESPERANCE, NY 12066-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 03, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 07, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Property Address | 171 SULLIVAN RD, ESPERANCE, NY 12066-1910 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000142 |
|---|---|
| Date | Dec 03, 2025 |
| Instrument | 2025-4142 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jan 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Property Address | 171 SULLIVAN RD, ESPERANCE, NY 12066-1910 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4694 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 2021-94694 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Montgomery County and Charleston Town records · Assessment roll updated May 11, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Montgomery County |
| County Subdivision | Charleston Town |
| Unified School District | Schoharie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,018.00 | $156,800 (-) Land $18,900 Building $137,900 | $270,345 (+17.24%) Land $32,586 Building $237,759 |
| 2023 | $156,800 Land $18,900 Building $137,900 | $230,588 Land $27,794 Building $202,794 |
Source: FEMA National Flood Hazard Layer, Montgomery County (36057C), updated November 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360570728004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (1980–1987) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1987, tidal / storm surge, Flooding |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 980 / 880 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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