170 Sullivan Rd, Esperance, NY 12066 Property Records

Montgomery County and Charleston Town property record for 170 Sullivan Rd, Esperance, NY 12066

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,624 sqft · built 2008
Lot Size	8.5 acres (370,260 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jan 2015)
Tax Bill	$9,573 (2026)
Deeds & Mortgages	Jul 2021 Refinance Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`272400 135.-1-22`

Property Details

APN / Parcel Number

Primary APN	`272400 135.-1-22`
Alternative APNs	`240013500000010220000000` `0310`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	370,260 sqft (8.5 acres)
Lot Width	515 ft Width
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0310
Street Address	170 SULLIVAN RD
City	ESPERANCE
State	NY
Zip	12066-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	MONTGOMERY NY
Township / Civil Division	CHARLESTON
Census Block Group	4
Census Block	4076
Census Tract	72800

Owner

170 Sullivan Rd is owned and occupied by two individuals who bought it in January 2015.

Source: Montgomery County and Charleston Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	170 SULLIVAN RD, ESPERANCE, NY 12066-1909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Jan 22, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) THE NATIONAL BANK OF COXSACKIE
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit THE NATIONAL BANK OF COXSACKIE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2015 · Amount on File
Deed Sale	Jan 8, 2015 · Amount on File
Prior Sale	Jun 20, 2014 · Amount on File
Deed Book / Page	2015 / 60574
Prior Transfer Date	Dec 12, 2014
Prior Transfer Doc	2015060574
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NY
Property Address	170 SULLIVAN RD, ESPERANCE, NY 12066-1909
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004007
Date	Jul 27, 2021
Instrument	2021-94007

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NY
Property Address	170 SULLIVAN RD, ESPERANCE, NY 12066-1909
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000061
Date	Jan 22, 2024
Instrument	2024-261

Lender

Name	THE NATIONAL BANK OF COXSACKIE
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	61 Months
Due	Feb 1, 2029

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NY
Property Address	170 SULLIVAN RD, ESPERANCE, NY 12066-1909
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000007
Date	Jan 30, 2026
Instrument	2026-407

Lender

Name	THE NATIONAL BANK OF COXSACKIE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 170 Sullivan Rd was $9,573, up 128.1% from the year before.

Source: Montgomery County and Charleston Town assessment roll, as of May 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Montgomery County
County Subdivision	Charleston Town
Unified School District	Schoharie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,573.00 (+128.15%)
2025	$4,196.00	$218,000 Land $22,600 Building $195,400	$375,862 Land $38,966 Building $336,896
2023		$194,100 Land $22,600 Building $171,500	$285,441 Land $33,235 Building $252,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 170 Sullivan Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1987)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1987 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Sullivan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sullivan Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures