171 South St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 171 South St, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,556 sqft · built 1986
Lot Size	0.356 acres (15,507 sqft)
Owner	2 Trust Names on Record
Last Sale	$870,000 (Nov 2001)
Tax Bill	$18,107 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:0090000500000`

Property Details

APN / Parcel Number

Primary APN	`M:0090000500000`
Alternative APN	`NEED M:009.0 B:0005 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,556 sqft Living Area
Gross Area	3,196 sqft
1st Floor Area	1,556 sqft
Basement Area	1,556 sqft
Unfinished Basement	356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,507 sqft (0.356 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	171 SOUTH ST
City	NEEDHAM
State	MA
Zip	02492-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	5
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	4
Census Block	4013
Census Tract	403100

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	171 SOUTH ST, NEEDHAM, MA 02492-2706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Line of Credit BROOKLINE BANK
Nov 17, 2021	Deed of Trust, Mortgage · ARM THE BANK OF NEW YORK MELLON
Dec 13, 2019	Deed of Trust, Mortgage · Commercial Mortgage BROOKLINE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2001 · Amount on Record
Deed Sale	Nov 19, 2001 · Amount on Record
Prior Sale	Apr 30, 1990 · Amount on Record
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	171 SOUTH ST, NEEDHAM, MA 02492-2706
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040358-549
Date	Mar 2, 2022
Book Page	40358/549
Instrument	19176

Lender

Name	BROOKLINE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2062

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	171 SOUTH ST, NEEDHAM, MA 02492-2706
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40076-355
Date	Nov 17, 2021
Book Page	40076/355
Instrument	145836

Lender

Name	THE BANK OF NEW YORK MELLON
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Dec 1, 2028
Index	Other

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	171 SOUTH ST, NEEDHAM, MA 02492-2706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37433-417
Date	Dec 13, 2019
Book Page	37433/417
Instrument	117197

Lender

Name	BROOKLINE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,107.00 (+6.6%)	$1,708,200 (+31.14%) Land $812,900 Building $895,300	$1,879,100 (-5.76%)
2024			$1,993,955
2023	$16,986.00	$1,302,600 Land $590,100 Building $712,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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