165 South St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 165 South St, Needham, MA 02492 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms5.5 Baths
Year BuiltBuilt 2008
Square Footage2,265 sqft Living Area
Lot Size25,003 sqft (0.574 acres)
OccupancyOwner Occupied
Last Sale$780,000 (2006)
Tax Bill$25,853.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:0090000600000
Alternative APN
  • NEED M:009.0 B:0006 L:0000.0

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Partial Baths1 Partial Baths
Total Rooms10 Rooms
Building Area2,265 sqft Living Area
Gross Area5,852 sqft Gross Area
1st Floor2,265 sqft 1st Floor
Basement Area2,265 sqft Basement
Unfinished Basement2,265 sqft Unfinished
Stories3 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleColonial Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area25,003 sqft (0.574 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address165 SOUTH ST
CityNEEDHAM
StateMA
Zip02492-2706
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block6
JurisdictionNEEDHAM MA
Minor Civil DivisionNEEDHAM
Census Blockgroup4
Census Block4013
Census Tract403100

Owner

Source: Norfolk County and Needham Town records · APN M:0090000600000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address165 SOUTH ST, NEEDHAM, MA 02492-2706
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2021Deed of Trust, Mortgage · Line of Credit
NEEDHAM BANK
Feb 12, 2021Deed of Trust, Mortgage · Stand Alone Refinance
NEEDHAM BANK
Nov 07, 2017Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
NEEDHAM COOPERATIVE BANK
Nov 16, 2017Deed of Trust, Mortgage · Line of Credit
NEEDHAM COOPERATIVE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2006 · Amount on Record
Deed SaleOct 31, 2006 · Amount on Record
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address165 SOUTH ST, NEEDHAM, MA 02492-2706
Transaction TypeMortgage
Record UpdatedFeb 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38994-334
DateFeb 12, 2021
Book Page38994/334
Instrument18695
Lender
NameNEEDHAM BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMar 01, 2041
Interest
Rate TypeAdjustable Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address165 SOUTH ST, NEEDHAM, MA 02492-2706
Transaction TypeMortgage
Record UpdatedFeb 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38994-318
DateFeb 12, 2021
Book Page38994/318
Instrument18694
Lender
NameNEEDHAM BANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address165 SOUTH ST, NEEDHAM, MA 02492-2706
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35579-161
DateNov 07, 2017
Book Page35579/161
Instrument106337
Lender
NameNEEDHAM COOPERATIVE BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueNov 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address165 SOUTH ST, NEEDHAM, MA 02492-2706
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35601-351
DateNov 16, 2017
Book Page35601/351
Instrument109551
Lender
NameNEEDHAM COOPERATIVE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 01, 2037

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$25,853.00 (-4.55%)$2,439,000 (+17.43%) Land $824,700 Building $1,614,300$2,166,665 (-20.01%)
2024$2,708,735
2023$27,084.00$2,077,000 Land $540,300 Building $1,536,700

Flood & Wildfire

165 South St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Norfolk County (25021C), updated May 26, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on South St

Nearby Streets

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