171 Phillips Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 171 Phillips Ave, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,891 sqft · built 1951
Lot Size	0.39 acres (17,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,525,000 (Jul 2026)
Tax Bill	$20,546 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0032 B:0028 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0032 B:0028 L:0`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,891 sqft Living Area
Gross Area	4,838 sqft
Basement Area	1,952 sqft
Finished Basement	1,394 sqft
Unfinished Basement	558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	17,001 sqft (0.39 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	171 PHILLIPS AVE
City	SWAMPSCOTT
State	MA
Zip	01907-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	28
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	5
Census Block	5007
Census Tract	202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	171 PHILLIPS AVE, SWAMPSCOTT, MA 01907-1642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Quit Claim Deed, Transfer · ARM JPMORGAN CHASE BANK
Mar 10, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance RAYMOND C GREEN & CO INC
Jul 28, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Jul 28, 2017 · Amount on Record
Deed Document Number	20263380
Deed Book / Page	43515 / 166
Transfer Doc	036056-431
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jul 17, 2026
Property Address	171 PHILLIPS AVE, SWAMPSCOTT, MA 01907-1642
Document Number	0000003380
Book / Page	43515 / 166
Instrument Date	Jul 17, 2026
Instrument	20263380
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	171 PHILLIPS AVE, SWAMPSCOTT, MA 01907-1642

Mortgage

Date	Jul 17, 2026

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Type Change Date	Aug 1, 2033
Index	Other
Margin	3
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	171 PHILLIPS AVE, SWAMPSCOTT, MA 01907-1642
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041470-473
Date	Mar 10, 2023
Book Page	41470/473
Instrument	20230310000270

Lender

Name	RAYMOND C GREEN & CO INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jul 28, 2017
Property Address	171 PHILLIPS AVE, SWAMPSCOTT, MA 01907-1642
Document Number	36056-431
Book / Page	036056 / 000431
Instrument Date	Jul 26, 2017
Instrument	1707280498
Transaction Type	Foreclosure
Record Updated	Aug 15, 2017

Transaction

Amount	Amount Recorded
Tax	$4,085.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	279 TREMONT ST BOSTON MA 021165611, BOSTON, MA 02116-5611

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,546.00 (+11.22%)	$1,712,200 (+6.31%) Land $560,300 Building $1,151,900	$1,983,324 (+19.32%)
2025	$18,474.00 (+12.36%)	$1,610,600 (+15%) Land $510,500 Building $1,100,100	$1,662,120
2023	$16,442.00	$1,400,500 Land $435,800 Building $964,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Nearby Flood Policies	35 units insured incl. 2 condo units
Nearby Flood Claims	4 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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