160 Phillips Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 160 Phillips Ave, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,013 sqft · built 1950
Lot Size	0.184 acres (8,002 sqft)
Owner	Individual Name on File
Last Sale	$649,900 (Mar 2018)
Tax Bill	$12,402 (2026)
Deeds & Mortgages	Mar 2020 Refinance Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0031 B:0087 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0031 B:0087 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,013 sqft Living Area
Gross Area	3,465 sqft
Basement Area	858 sqft
Unfinished Basement	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,002 sqft (0.184 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	160 PHILLIPS AVE
City	SWAMPSCOTT
State	MA
Zip	01907-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	87
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	5
Census Block	5009
Census Tract	202200

Owner

160 Phillips Ave is owned and occupied by an individual who bought it in March 2018.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	160 PHILLIPS AVE, SWAMPSCOTT, MA 01907-1623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB
Mar 2, 2018	Quit Claim Deed, Transfer HOME LN & INVEST BK
May 30, 2017	Quit Claim Deed, Transfer WILLIAM J HOYSGAARD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2018 · Amount on File
Deed Sale	Mar 2, 2018 · Amount on File
Prior Sale	May 30, 2017 · Amount on File
Deed Book / Page	36565 / 362
Transfer Doc	036565-362
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	160 PHILLIPS AVE, SWAMPSCOTT, MA 01907-1623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38303-69
Date	Mar 2, 2020
Book Page	38303/69
Instrument	20200302002110

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Mar 2, 2018
Property Address	160 PHILLIPS AVE, SWAMPSCOTT, MA 01907-1623
Document Number	36565-362
Book / Page	36565 / 362
Instrument	180302001900
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 PHILLIPS AVE, SWAMPSCOTT, MA 01907-1623

Mortgage

Document Number	365650364
Date	Mar 2, 2018
Instrument	36565/0364

Lender

Name	HOME LN & INVEST BK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2048

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	May 30, 2017
Property Address	160 PHILLIPS AVE, SWAMPSCOTT, MA 01907-1623
Document Number	35902-22
Book / Page	035902 / 000022
Instrument Date	May 10, 2017
Instrument	1705300434
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,052.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	47 PLYMOUTH AVE SWAMPSCOTT MA 019071159, SWAMPSCOTT, MA 01907-1159

Mortgage

Document Number	35902-24
Date	May 30, 2017
Book Page	035902/000024
Instrument	1705300435

Lender

Name	WILLIAM J HOYSGAARD

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 160 Phillips Ave was $12,402, up 13.4% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,402.00 (+13.42%)	$1,033,500 (+8.4%) Land $418,500 Building $615,000	$1,099,328 (+6.32%)
2025	$10,935.00	$953,400 Land $381,300 Building $572,100	$1,033,980
2023	$9,676.00	$824,200 Land $325,500 Building $498,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 160 Phillips Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 individual policies
Nearby Flood Policies	35 units insured incl. 2 condo units
Nearby Flood Claims	4 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 160 Phillips Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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