171 Oceano, Irvine, CA 92602 Property Records

Orange County property record for 171 Oceano, Irvine, CA 92602

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,205 sqft · built 2018
Owner	2 Company Names on Record
Last Sale	$2,650,000 (Oct 2024)
Tax Bill	$31,067 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`938-241-58`

Property Details

APN / Parcel Number

Primary APN	`938-241-58`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,205 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	171 OCEANO
City	IRVINE
State	CA
Zip	92602-1865
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 18009 BLK LOT 22 UN 129 LOT 22 OF TRACT 18009 OF CONDO PROJECT 938-24
Legal Subdivision	TRACT 18009
Legal Tract	18009
Legal Lot Number	22
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5014
Census Tract	52437

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	171 OCEANO, IRVINE, CA 92602-1865
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage CTBC BANK CORP USA
Mar 7, 2022	Intrafamily Transfer, Transfer
Nov 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2024 · Amount on Record
Deed Sale	Oct 4, 2024 · Amount on Record
Deed Document Number	2024259036
Prior Transfer Date	Mar 5, 2022
Prior Transfer Doc	0000088872
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	171 OCEANO, IRVINE, CA 92602-1865
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 OCEANO, IRVINE, CA 92602-1865
Investor	Possibly a Property Investor

Mortgage

Document Number	0000061889
Date	Mar 2, 2026
Instrument	2026000061889

Lender

Name	CTBC BANK CORP USA
Type	Bank
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.8%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 7, 2022
Property Address	171 OCEANO, IRVINE, CA 92602-1865
Document Number	0000088872
Map Reference	MB 973 PG 23-29
Instrument Date	Mar 5, 2022
Instrument	2022000088872
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	171 OCEANO, IRVINE, CA 92602-1865

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 25, 2020
Property Address	171 OCEANO, IRVINE, CA 92602-1865
Document Number	0000687931
Map Reference	DOC 2018000298073
Instrument Date	Nov 6, 2020
Instrument	2020000687931
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 OCEANO, IRVINE, CA 92602-1865

Mortgage

Document Number	0000687932
Date	Nov 25, 2020
Instrument	2020000687932

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,703,000 (+2%) Land $2,086,960 Building $616,040
2025	$31,067.00 (+60.03%) Homeowner's exemption	$2,650,000 (+71.75%) Land $2,046,039 Building $603,961
2023	$19,413.00 (+1.66%)	$1,542,975 Land $1,025,945 Building $517,030
2022	$19,096.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	1,000 / 75

May also be available: GeoLinks, T-Mobile.

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