169 Oceano, Irvine, CA 92602 Property Records

Orange County property record for 169 Oceano, Irvine, CA 92602

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,920 sqft · built 2018
Owner	2 Individual Names on File
Last Sale	$1,688,000 (May 2022)
Tax Bill	$22,047 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`938-241-57`

Property Details

APN / Parcel Number

Primary APN	`938-241-57`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	169 OCEANO
City	IRVINE
State	CA
Zip	92602-1865
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 18009 BLK LOT 22 UN 128 LOT 22 OF TRACT 18009 OF CONDO PROJECT 938-24
Legal Subdivision	TRACT NO. 18009
Legal Tract	18009
Legal Lot Number	22
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5014
Census Tract	52437

Owner

169 Oceano, a condominium, is owned and occupied by two individuals who bought it in May 2022.

Source: Orange County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	169 OCEANO, IRVINE, CA 92602-1865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage OPEN BANK
May 27, 2022	Grant Deed, Transfer · Conventional Mortgage NMSI INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Prior Sale	Mar 22, 2019 · Amount on File
Deed Document Number	2022197285
Prior Transfer Date	Feb 14, 2019
Prior Transfer Doc	0000091400
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Jun 24, 2026
Property Address	169 OCEANO, IRVINE, CA 92602-1865
Document Number	0000181875
Instrument Date	Jun 17, 2026
Instrument	2026181875
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 OCEANO, IRVINE, CA 92602-1865
Investor	Possibly a Property Investor

Mortgage

Document Number	0000181875,
Date	Jun 24, 2026
Instrument	2026181875

Lender

Name	OPEN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 27, 2022
Property Address	169 OCEANO, IRVINE, CA 92602-1865
Document Number	0000197285
Map Reference	MB 973 PG 23-29
Instrument Date	May 11, 2022
Instrument	2022000197285
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	169 OCEANO, IRVINE, CA 92602-1865

Mortgage

Document Number	0000197286
Date	May 27, 2022
Instrument	2022000197286

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	11.3%
Index	Other
Margin	4
Max Rate	11.3%

Tax Assessment & Valuation

The 2025 property tax bill for 169 Oceano was $22,047 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$22,047.00 Homeowner's exemption	$1,791,318 Land $1,299,511 Building $491,807
2023	$21,248.00 (+46.52%) Homeowner's exemption	$1,721,760 Land $1,249,050 Building $472,710
2022	$14,502.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 169 Oceano in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 169 Oceano is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	1,000 / 75

May also be available: GeoLinks, T-Mobile.

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