171 Middlecroft Rd, Elkton, MD 21921 Property Records

Cecil County property record for 171 Middlecroft Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,718 sqft · built 1981
Lot Size	2.48 acres (108,029 sqft)
Owner	Individual Name on Record
Last Sale	$299,900 (May 2011)
Tax Bill	$4,481 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-026586`

Property Details

APN / Parcel Number

Primary APN	`04-026586`
Alternative APNs	`4026586` `026586`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,718 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	108,029 sqft (2.48 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	026586
Street Address	171 MIDDLECROFT RD
City	ELKTON
State	MD
Zip	21921-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 21 - 2.485 ACRES 171 MIDDLECROFT ROAD MIDDLECROFT
Legal Subdivision	MIDDLECROFT
Legal Lot Number	21
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	1
Census Block	1011
Census Tract	30601

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	171 MIDDLECROFT RD, ELKTON, MD 21921-2305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
Oct 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2011 · Amount on Record
Deed Sale	May 26, 2011 · Amount on Record
Prior Sale	May 26, 2011 · Amount on Record
Deed Book / Page	3029 / 1
Last Transfer Date	Oct 2, 2020
Transfer Doc	0047110016
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	171 MIDDLECROFT RD, ELKTON, MD 21921-2305
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043300475
Date	Nov 29, 2018
Book Page	4330/475

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	171 MIDDLECROFT RD, ELKTON, MD 21921-2305
Document Number	0047110021
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 MIDDLECROFT RD ELKTON MD 219212305, ELKTON, MD 21921-2305

Mortgage

Document Number	0047110021
Date	Oct 23, 2020
Book Page	004711/000021

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Oct 23, 2020
Property Address	171 MIDDLECROFT RD, ELKTON, MD 21921-2305
Document Number	0047110016
Book / Page	4711 / 16
Map Reference	MB WAS 5 FO 15
Instrument Date	Oct 2, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	GLOBAL TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	0000471121
Date	Oct 23, 2020
Instrument	4711/21

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,481.00 (+2.99%) Homeowner's exemption	$439,633 (+3.78%)	$471,700 (+11.36%) Land $107,600 Building $364,100
2025	$4,351.00 (+30.27%) Homeowner's exemption	$423,600 (+14.03%) Land $107,600 Building $316,000	$423,600 (-) Land $107,600 Building $316,000
2023	$3,340.00 Homeowner's exemption	$371,467	$423,600 Land $107,600 Building $316,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Middlecroft Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures