111 Middlecroft Rd, Elkton, MD 21921 Property Records

Cecil County property record for 111 Middlecroft Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,142 sqft · built 1983
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Sep 2021)
Tax Bill	$4,112 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-028597`

Property Details

APN / Parcel Number

Primary APN	`04-028597`
Alternative APNs	`4028597` `028597`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,142 sqft Total Area
Utility Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	70,132 sqft (1.61 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Deck Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	028597
Street Address	111 MIDDLECROFT RD
City	ELKTON
State	MD
Zip	21921-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 17A - 1.611 ACRE 111 MIDDLECROFT ROAD MIDDLECROFT
Legal Subdivision	PLAT TWO, MIDDLECROFT
Legal Lot Number	17A
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	1
Census Block	1011
Census Tract	30601

Owner

Source: Cecil County records · APN 04-028597

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	111 MIDDLECROFT RD, ELKTON, MD 21921-2305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU
Sep 08, 2021	Deed, Transfer · Conventional Mortgage ABERDEEN PROVING GROUND FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2021 · Amount on Record
Deed Sale	Sep 08, 2021 · Amount on Record
Prior Sale	Apr 15, 1983 · Amount on Record
Deed Book / Page	4974 / 102
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	111 MIDDLECROFT RD, ELKTON, MD 21921-2305
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 MIDDLECROFT RD, ELKTON, MD 21921-2305

Mortgage

Document Number	0053810143
Date	Sep 29, 2023
Book Page	5381/143

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 08, 2021
Property Address	111 MIDDLECROFT RD, ELKTON, MD 21921-2305
Document Number	0049740102
Book / Page	4974 / 102
Map Reference	LB NDS 7 FO 2
Instrument Date	Aug 26, 2021
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	ARDENT TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	111 MIDDLECROFT RD, ELKTON, MD 21921-2305

Mortgage

Document Number	0004974108
Date	Sep 08, 2021
Instrument	4974/108

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,033 (+13.69%)	$393,500 (+6.27%) Land $98,900 Building $294,600
2025	$4,112.00 (+35.62%)
2023	$3,032.00	$332,500	$370,300 Land $98,900 Building $271,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Armstrong Holdings Cable	1,000 / 20

May also be available: Verizon.

Based on FCC filings for 49 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Middlecroft Rd

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