171 Michele Ln, Luttrell, TN 37779 Property Records

Union County property record for 171 Michele Ln, Luttrell, TN 37779

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,256 sqft · built 1984
Lot Size	5.8 acres (252,648 sqft)
Owner	2 Individual Names on File
Last Sale	$89,900 (May 2005)
Tax Bill	$654 (2025)
Deeds & Mortgages	May 2020 Loan Modification Jul 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087079 00610`

Property Details

APN / Parcel Number

Primary APN	`087079 00610`
Alternative APN	`079 00610`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,256 sqft Living Area
1st Floor Area	628 sqft
Upper Floors Area	628 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	252,648 sqft (5.8 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	Deck Area
Patio Area	192 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	171 MICHELE LN
City	LUTTRELL
State	TN
Zip	37779-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02 TRACT #9 BANKRUPT 070511, COUNTY AREA: G04
Legal Subdivision	OLD DYER FARM
Legal Tract	9
Jurisdiction	UNION TN
Township / Civil Division	2
Census Block Group	2
Census Block	2003
Census Tract	40101

Owner

171 Michele Ln is owned and occupied by two individuals who bought it in May 2005.

Source: Union County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	171 MICHELE LN, LUTTRELL, TN 37779-2015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK
Jul 20, 2017	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK
Jul 11, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2005 · Amount on File
Deed Sale	May 19, 2005 · Amount on File
Prior Sale	Mar 13, 2000 · Amount on File
Deed Book / Page	K7 / 876
Record Updated	Oct 29, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION TN
Property Address	171 MICHELE LN, LUTTRELL, TN 37779-2015
Document Number	0000001623
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 MICHELE LN LUTTRELL TN 377792015, LUTTRELL, TN 37779-2015

Mortgage

Document Number	0000001623
Date	Jun 15, 2020
Book Page	000316/000248
Instrument	1623

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION TN
Property Address	171 MICHELE LN, LUTTRELL, TN 37779-2015
Document Number	0000001990
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 MICHELE LN LUTTRELL TN 377792015, LUTTRELL, TN 37779-2015

Mortgage

Document Number	0000001990
Date	Aug 7, 2017
Book Page	000263/000076
Instrument	1990

Lender

Name	MIDFIRST BK
Type	Federal Savings Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION TN
Property Address	171 MICHELE LN, LUTTRELL, TN 37779-2015
Document Number	0000001950
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 MICHELE LN LUTTRELL TN 377792015, LUTTRELL, TN 37779-2015

Mortgage

Document Number	0000001950
Date	Aug 2, 2017
Book Page	000262/000422
Instrument	1950

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 171 Michele Ln was $654.

Source: Union County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$654.00	$34,400 (-) Land $10,725 Building $23,675
2024	$654.00	$34,400 (-) Land $10,725 Building $23,675
2023	$654.00 (+19.56%)	$34,400 (-) Land $10,725 Building $23,675
2022	$547.00	$34,400 Land $10,725 Building $23,675	$137,600 Land $42,900 Building $94,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 171 Michele Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2020–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 171 Michele Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUTTRELL-BLAINE-CORRYTON U.D. serves 10,529 people · EPA ID TN0000415
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KUB Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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