148 Michele Ln, Luttrell, TN 37779 Property Records

Union County property record for 148 Michele Ln, Luttrell, TN 37779

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,156 sqft · built 1989
Lot Size	4.22 acres (183,823 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,000 (Oct 1997)
Tax Bill	$855 (2025)
Deeds & Mortgages	Sep 2019 Loan Modification Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087079 00614`

Property Details

APN / Parcel Number

Primary APN	`087079 00614`
Alternative APN	`079 00614`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,156 sqft Living Area
1st Floor Area	1,452 sqft
Upper Floors Area	704 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	183,823 sqft (4.22 acres)
Terrain	Rolling

Exterior Amenities

Porch	Patio
Porch Area	352 sqft
Deck Area	Deck Area
Patio Area	632 sqft
Utility Building	192 sqft
Pole Barn	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	148 MICHELE LN
City	LUTTRELL
State	TN
Zip	37779-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02 PT OF TRACT 13 R-1, COUNTY AREA: G04
Legal Subdivision	OLD DYER FARM
Legal Tract	13
Legal Block	B
Legal Lot Number	13
Jurisdiction	UNION TN
Township / Civil Division	2
Census Block Group	2
Census Block	2003
Census Tract	40101

Owner

Source: Union County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 MICHELE LN, LUTTRELL, TN 37779-2014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Loan Modification, Mortgage · Conventional Mortgage HOME FED'L BK/TN
Dec 7, 2018	Deed of Trust, Mortgage · Line of Credit HOME FED'L BK/TN
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit HOME FED'L BK/TN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 1997 · Amount on Record
Deed Sale	Oct 6, 1997 · Amount on Record
Prior Sale	Mar 3, 1989
Deed Book / Page	L-6 / 797
Transfer Doc	A7507
Record Updated	Jun 8, 2026

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION TN
Property Address	148 MICHELE LN, LUTTRELL, TN 37779-2014
Document Number	0000002734
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002734
Date	Oct 4, 2019
Book Page	000301/000312
Instrument	2734

Lender

Name	HOME FED'L BK/TN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 3, 2034

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION TN
Property Address	148 MICHELE LN, LUTTRELL, TN 37779-2014
Document Number	0000003278
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	148 MICHELE LN LUTTRELL TN 377792014, LUTTRELL, TN 37779-2014

Mortgage

Document Number	0000003278
Date	Dec 26, 2018
Book Page	000287/000040
Instrument	3278

Lender

Name	HOME FED'L BK/TN
Type	Bank
Address	KNOXVILLE, TN 37901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 25, 2028

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION TN
Property Address	148 MICHELE LN, LUTTRELL, TN 37779-2014
Document Number	0000002234
Book / Page	000264 / 000340
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	148 MICHELE LN LUTTRELL TN 377792014, LUTTRELL, TN 37779-2014

Mortgage

Document Number	0000002234
Date	Sep 1, 2017
Book Page	000264/000340
Instrument	2234

Lender

Name	HOME FED'L BK/TN
Type	Bank
Address	KNOXVILLE, TN 37901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 31, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$855.00	$45,025 (-) Land $9,200 Building $35,825
2024	$855.00	$45,025 (-) Land $9,200 Building $35,825
2023	$855.00	$45,025 (-) Land $9,200 Building $35,825
2022		$45,025 Land $9,200 Building $35,825	$180,100 Land $36,800 Building $143,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2020–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUTTRELL-BLAINE-CORRYTON U.D. serves 10,529 people · EPA ID TN0000415
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KUB Fiber	10,000 / 10,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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