Polk County property record for 171 Melrose Ln, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,195 sqft · built 1920 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Oct 2007) |
| Tax Bill | $3,244 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | T11-B3 |
| Primary APN | T11-B3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,195 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Material | Metal |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 36098 |
|---|---|
| Street Address | 171 MELROSE LN |
| City | TRYON |
| State | NC |
| Zip | 28782-3692 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Description | 171 MELROSE LANE, T11D T11D |
| Legal Subdivision | T11D |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 920304 |
171 Melrose Ln is owned and occupied by two individuals who bought it in October 2007.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 171 MELROSE LN, TRYON, NC 28782-3692 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2007 · Amount on File |
| Deed Sale | Oct 18, 2007 · Amount on File |
| Prior Sale | Jun 9, 2004 · Amount on File |
| Deed Book / Page | 359 / 679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Apr 6, 2026 |
| Property Address | 171 MELROSE LN, TRYON, NC 28782-3692 |
| Document Number | 00498/1810 |
| Book / Page | 498 / 1810 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 171 MELROSE LN, TRYON, NC 28782-3692 |
| Investor | Possibly a Property Investor |
| Document Number | 0498001810, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 498/1810 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 27, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 171 Melrose Ln was $3,244.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Tryon Town |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,244.00 | $700,926 (-) Land $85,000 Building $615,926 | $700,926 (-) Land $85,000 Building $615,926 |
| 2025 | $3,244.00 | $700,926 Land $85,000 Building $615,926 | $700,926 Land $85,000 Building $615,926 |
| 2023 | $2,884.00 | $503,595 Land $60,000 Building $443,595 | |
| 2021 | $503,595 Land $60,000 Building $443,595 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 171 Melrose Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1984–2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | May 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 171 Melrose Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRYON serves 5,494 people · EPA ID NC0175010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
May also be available: Pangaea Internet.
5G and 4G LTE (outdoors only)
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