Polk County property record for 15 Melrose Ln, Tryon, NC 28782
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 1.5 ba · 1,545 sqft · built 1920 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,000 (Jun 2014) |
| Tax Bill | $1,131 (2026) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T11-B5 |
| Primary APN | T11-B5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,545 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 52337 |
|---|---|
| Street Address | 15 MELROSE LN |
| City | TRYON |
| State | NC |
| Zip | 28782-3693 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | M |
| Legal Description | T11D, 0T64 TRYON AREA 64 |
| Legal Subdivision | TRYON AREA 64 |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 920304 |
15 Melrose Ln is owned and occupied by an individual who bought it in June 2014.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 MELROSE LN, TRYON, NC 28782-3693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2014 · Amount on File |
| Deed Sale | Jun 26, 2014 · Amount on File |
| Prior Sale | Oct 13, 2009 · Amount on File |
| Deed Book / Page | 407 / 478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 15 MELROSE LN, TRYON, NC 28782-3693 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00426/2096 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 426/2096 |
| Instrument | 004648950140 |
| Name | CAROLINA ALLIANCE BANK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29607 |
| Amount | Amount on Record |
|---|---|
| Term | 121 Months |
| Due | Jun 1, 2027 |
The 2026 property tax bill for 15 Melrose Ln was $1,131.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Tryon Town |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,131.00 | $244,521 (-) Land $29,750 Building $214,771 | $244,521 (-) Land $29,750 Building $214,771 |
| 2025 | $1,131.00 | $244,521 Land $29,750 Building $214,771 | $244,521 Land $29,750 Building $214,771 |
| 2023 | $1,078.00 | $188,294 Land $26,250 Building $162,044 | |
| 2021 | $188,294 Land $26,250 Building $162,044 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Melrose Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1984–2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | May 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Melrose Ln is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRYON serves 5,494 people · EPA ID NC0175010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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