171 McCluer Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 171 McCluer Dr, O Fallon, MO 63368 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,648 sqft · built 2000
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Oct 2022)
Tax Bill	$5,405 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T001600198`

Property Details

APN / Parcel Number

Primary APN	`T001600198`
Alternative APN	`2-0129-8146-00-1254.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,648 sqft Living Area
1st Floor Area	1,411 sqft
Basement Area	1,309 sqft
Finished Basement	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Patio Area	110 sqft

Location & Zoning

Account Number	T001600198
Old Parcel Number	T001600198
Street Address	171 MCCLUER DR
City	O FALLON
State	MO
Zip	63368-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT DARDENNE PRAIRIE VILLAS #3 UNIT 1254
Legal Range	03E
Legal Township	46N
Legal Subdivision	VLGS AT DARDENNE PRAIRIE VILLAS #3
Legal Lot Number	1254
Legal Unit	1254
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1013
Census Tract	311152

Owner

Source: St. Charles County records · APN T001600198

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	171 MCCLUER DR, O FALLON, MO 63368-1507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 07, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 19, 2024	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 11, 2022	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Sep 01, 2009 · Amount on Record
Deed Document Number	0202255470
Deed Book / Page	2022 / 55470
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	171 MCCLUER DR, O FALLON, MO 63368-1507
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 MCCLUER DR, O FALLON, MO 63368-1507

Mortgage

Document Number	0000000904
Date	Jan 07, 2026
Instrument	2026R-000904

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Apr 01, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year T-Bill
Max Rate	5.75%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	171 MCCLUER DR, O FALLON, MO 63368-1507
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 MCCLUER DR, O FALLON, MO 63368-1507
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002429
Date	Jan 19, 2024
Instrument	2024R-002429

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 11, 2022
Property Address	171 MCCLUER DR, O FALLON, MO 63368-1507
Document Number	0000055470
Map Reference	MB 35 PG 319
Instrument Date	Oct 07, 2022
Instrument	2022R-055470
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 DESSER WILLOW CT, WENTZVILLE, MO 63385

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 MCCLUER DR, O FALLON, MO 63368-1507
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055471
Date	Oct 11, 2022
Instrument	2022R-055471

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,405.00	$84,365 (+4.48%)	$444,027 (+4.48%) Land $75,000 Building $369,027
2023		$80,746
2022			$424,978 Land $50,000 Building $374,978

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111521, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008, Severe Storms, Flooding, And A Tornado

Wildfire

Wildfire Risk	Low above 1% of the US · above 2% of Missouri
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: WH i3B Bidco LLC/WH i3B Topco, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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