165 McCluer Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 165 McCluer Dr, O Fallon, MO 63368 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,674 sqft · built 2000
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$247,500 (Oct 2006)
Tax Bill	$5,269 (2025)
Deeds & Mortgages	Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`T001600197`

Property Details

APN / Parcel Number

Primary APN	`T001600197`
Alternative APN	`2-0129-8146-00-1253.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,674 sqft Living Area
Gross Area	4,465 sqft
1st Floor Area	2,674 sqft
Basement Area	1,411 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	185 sqft
Patio Area	160 sqft

Location & Zoning

Account Number	T001600197
Street Address	165 MCCLUER DR
City	O FALLON
State	MO
Zip	63368-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT DARDENNE PRAIRIE VILLAS #3 UNIT 1253
Legal Subdivision	VLGS AT DARDENNE PRAIRIE VILLAS #3
Legal Lot Number	1253
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1013
Census Tract	311152

Owner

Source: St. Charles County records · APN T001600197

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	165 MCCLUER DR, O FALLON, MO 63368-1507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 12, 2006 · Amount on Record
Deed Sale	Oct 12, 2006 · Amount on Record
Prior Sale	Oct 23, 2000 · Amount on Record
Deed Document Number	2006879080
Deed Book / Page	4599 / 1598
Record Updated	Sep 20, 2026

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	165 MCCLUER DR, O FALLON, MO 63368-1507
Document Number	0070210079
Instrument Date	Nov 08, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 MCCLUER DR O FALLON MO 633681507, O FALLON, MO 63368-1507

Mortgage

Document Number	0070210079
Date	Jan 02, 2019
Book Page	007021/000079
Instrument	240

Lender

Name	SETERUS
Address	BEAVERTON, OR 97005

Agreement

Amount	Amount Recorded
Term	468 Months
Due	Jan 01, 2058

Interest

Rate	4%

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,231 (-)	$432,794 (-) Land $75,000 Building $357,794
2025	$5,269.00	$82,231 (+4.64%)	$432,794 (+4.64%) Land $75,000 Building $357,794
2023		$78,588
2022			$413,622 Land $50,000 Building $363,622

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111521, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008, Severe Storms, Flooding, And A Tornado

Wildfire

Wildfire Risk	Low above 1% of the US · above 2% of Missouri
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.