171 Laurel Loop, Asheville, NC 28806 Property Records

Buncombe County property record for 171 Laurel Loop, Asheville, NC 28806

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,256 sqft · built 1996
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$177,000 (Mar 2016)
Tax Bill$2,695 (2025)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN699365-2020-202

Property Details

APN / Parcel Number

Primary APN699365-2020-202
Alternative APNs
  • 9638-08-0041-00000
  • 962808979965000
  • 008176998

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,256 sqft Living Area
Gross Area1,608 sqft
1st Floor Area1,256 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2004
Architectural StyleModular
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area352 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area264 sqft
Deck AreaDeck Area
Patio Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number699365-2020-202
Street Address171 LAUREL LOOP
CityASHEVILLE
StateNC
Zip28806-2717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM8
Legal DescriptionSUBDIV: HORNEYS HAYES S/D LOT: 55 & 56 PLAT: 0005-0112
Legal SubdivisionHORNEYS HAYES S/D
Legal Block1
Legal Lot Number55,56
JurisdictionBUNCOMBE NC
Township / Civil DivisionASHEVILLE
Census Block Group1
Census Block1004
Census Tract1200

Owner

Source: Buncombe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address171 LAUREL LOOP, ASHEVILLE, NC 28806-2717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2016 · Amount on Record
Deed SaleMar 2, 2016 · Amount on Record
Prior SaleMar 28, 2003 · Amount on Record
Deed Book / Page5402 / 75
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Recording DateAug 7, 2026
Property Address171 LAUREL LOOP, ASHEVILLE, NC 28806-2717
Document Number6619000486
Book / Page6619 / 486
Instrument DateAug 3, 2026
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6619000486,
DateAug 7, 2026
Book Page6619/486
Lender
NameCOMMUNITY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.43%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityAsheville City
Unified School DistrictAsheville City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,695.00 (+9.07%)$245,400 (-) Land $46,700 Building $198,700$245,400 (-) Land $46,700 Building $198,700
2023$2,471.00$245,400$245,400 (-) Land $46,700 Building $198,700
2021$245,400 Land $46,700 Building $198,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1979–2021)
Claims Outside the SFHA3 of 6
Most Recent ClaimAug 2021 · Remnants Of Tropical Storm Fred
Claims by Event
  • Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Skyrunner
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

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