165 Laurel Loop, Asheville, NC 28806 Property Records

Buncombe County property record for 165 Laurel Loop, Asheville, NC 28806

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,220 sqft · built 2019
Lot Size0.12 acres (5,227 sqft)
Owner2 Company Names on Record
Last Sale$279,500 (Feb 2020)
Tax Bill$2,906 (2025)
Deeds & MortgagesOct 2023 Transfer
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3030961-2020-20

Property Details

APN / Parcel Number

Primary APN3030961-2020-20
Alternative APNs
  • 3030961-2020-2020-0000-00
  • 9638-08-0162-00000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,220 sqft Living Area
1st Floor Area1,220 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
PorchOpen Porch
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3030961-2020-20
Street Address165 LAUREL LOOP
CityASHEVILLE
StateNC
Zip28806-2717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM8
Legal DescriptionSUBDIV: BLOCK: LOT: 2 SECTION: PLAT: 0188-0056
Legal SubdivisionCONTAINING 0
Legal Block1
Legal Lot Number2
JurisdictionBUNCOMBE NC
Township / Civil DivisionASHEVILLE
Census Block Group1
Census Block1004
Census Tract1200

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 4405, CHATTANOOGA, TN 37405-0405
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2023Intrafamily Transfer, Transfer
Feb 21, 2020Warranty Deed, Subdivision Related Transfer · Conventional with PMI
SELF-HELP CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2020 · Amount on Record
Deed SaleFeb 21, 2020 · Amount on Record
Prior SaleMay 10, 2019 · Amount on Record
Deed Book / Page5866 / 1599
Last Transfer DateSep 19, 2023
Transfer Doc0063541489
Record UpdatedJun 8, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUNCOMBE NC
Recording DateOct 2, 2023
Property Address165 LAUREL LOOP, ASHEVILLE, NC 28806-2717
Document Number0063541489
Book / Page6354 / 1489
Map ReferenceMB 188 PG 56
Instrument DateSep 19, 2023
Transaction TypeTransfer
Record UpdatedOct 12, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
AddressPO BOX 4405, CHATTANOOGA, TN 37405-0405

February 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateFeb 21, 2020
Property Address165 LAUREL LOOP, ASHEVILLE, NC 28806-2717
Document Number0058661599
Book / Page005866 / 001599
Instrument DateFeb 20, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$559.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 LAUREL LOOP ASHEVILLE NC 28806, ASHEVILLE, NC 28806

Mortgage

Document Number58661602
DateFeb 21, 2020
Book Page005866/001602
Lender
NameSELF-HELP CU
TypeCredit Union
AddressDURHAM, NC 27701
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 20, 2050

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityAsheville City
Unified School DistrictAsheville City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,906.00 (+6.33%)$264,600 (-) Land $42,700 Building $221,900$264,600 (-) Land $42,700 Building $221,900
2024$2,733.00 (+2.55%)
2023$2,665.00$264,600$264,600 (-) Land $42,700 Building $221,900
2021$264,600 Land $42,700 Building $221,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1979–2021)
Claims Outside the SFHA3 of 6
Most Recent ClaimAug 2021 · Remnants Of Tropical Storm Fred
Claims by Event
  • Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Skyrunner
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

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