Okaloosa County property record for 165 Durango Rd, Destin, FL 32541
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 3 ba · 1,288 sqft · built 1980 |
| Lot Size | 0.014 acres (650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Sep 2020) |
| Tax Bill | $4,171 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-591-0588-2 |
| Primary APN | C56-000-591-0588-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 1,288 sqft Heated Area |
| Gross Area | 2,352 sqft |
| 1st Floor Area | 72 sqft |
| Upper Floors Area | 1,296 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Wood Truss |
| Roof Material | Wood |
| Lot Area | 650 sqft (0.014 acres) |
| Garage Type | Finished |
| Garage Area | 456 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 480 sqft |
| Patio Area | 128 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 165 DURANGO RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3073 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | QUAYS PHASE I UNIT 7 |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Subdivision | QUAYS PH I |
| Legal Phase | 1 |
| Legal Unit | 7 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
Source: Okaloosa County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 165 DURANGO RD, DESTIN, FL 32541-3073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on Record |
| Deed Sale | Sep 30, 2020 · Amount on Record |
| Deed Document Number | 0034961803 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 165 DURANGO RD, DESTIN, FL 32541-3073 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 420 ARUBA WAY, NICEVILLE, FL 32578-4070 |
| Document Number | 0034961806 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 3496/1806 |
| Instrument | 3395911 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,171.00 (+5.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $396,236 (+5.99%) | $558,045 (-1.96%) Land $330,000 Building $228,045 |
| 2023 | $3,946.00 (+2.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $373,853 (+3%) | $569,217 (+22.66%) Land $330,000 Building $239,217 |
| 2022 | $3,850.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $362,964 | $464,064 Land $300,000 Building $164,064 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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