171 Beach Ann Dr, Troy, MO 63379 Property Records

Lincoln County property record for 171 Beach Ann Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,656 sqft · built 1999
Lot Size	3.67 acres (159,865 sqft)
Owner	2 Individual Names on File
Last Sale	$379,000 (Dec 2019)
Tax Bill	$5,053 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-10-02-000-000-012.011`

Property Details

APN / Parcel Number

Primary APN	`19-10-02-000-000-012.011`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	3,656 sqft Living Area
Basement Area	1,292 sqft
Unfinished Basement	1,292 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	159,865 sqft (3.67 acres)
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	171 BEACH ANN DR
City	TROY
State	MO
Zip	63379-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BEACH-ANN FARMS
Legal Range	01W
Legal Township	48N
Legal Section	02
Legal Subdivision	BEACH-ANN FARMS
Legal Lot Number	11
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2000
Census Tract	810308

Owner

171 Beach Ann Dr is owned and occupied by two individuals who bought it in December 2019.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	171 BEACH ANN DR, TROY, MO 63379-2906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE LLC
Dec 4, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED MORTGAGE LLC
Jan 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019 · Amount on File
Deed Sale	Dec 4, 2019 · Amount on File
Deed Document Number	201911006
Deed Book / Page	2441 / 102
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	171 BEACH ANN DR, TROY, MO 63379-2906
Transaction Type	Mortgage
Record Updated	Nov 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2453/166
Date	Oct 1, 2020
Book Page	2453/166
Instrument	2020011231

Lender

Name	UNITED MORTGAGE LLC
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 4, 2019
Property Address	171 BEACH ANN DR, TROY, MO 63379-2906
Document Number	2441/0102
Book / Page	2441 / 0102
Map Reference	MB 11 PG 187
Instrument Date	Dec 2, 2019
Instrument	2019011006
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1404 ELM TREE RD, 1404, TROY, MO 63379-3332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 BEACH ANN DR, TROY, MO 63379-2906

Mortgage

Document Number	2019011007
Date	Dec 4, 2019
Instrument	2019011007

Lender

Name	UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	171 BEACH ANN DR, TROY, MO 63379-2906
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2418/0710
Date	Jan 2, 2018
Book Page	2418/0710
Instrument	2018000054

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 171 Beach Ann Dr was $5,053.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,630 (-) Land $3,019 Building $80,611
2025	$5,053.00	$83,630 Land $3,019 Building $80,611	$440,160 Land $15,890 Building $424,270
2023	$4,847.00 (+5.26%)	$79,027 Land $2,639 Building $76,388	$415,930 Land $13,890 Building $402,040
2022	$4,605.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 171 Beach Ann Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 171 Beach Ann Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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