Bell County property record for 1709 Spence St, Temple, TX 76502 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2022 |
| Square Footage | 1,704 sqft Living Area |
| Lot Size | 6,011 sqft (0.138 acres) |
| Garage | 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $353,780 (2023) |
| Tax Bill | $4,890.00 (2025) |
| Primary APN | 0829774736 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,704 sqft Living Area |
|---|---|
| 1st Floor | 1,704 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,011 sqft (0.138 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1709 SPENCE ST |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-7435 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NORTH GATE PHASE IV, BLOCK 004, LOT 0015, (SECTION 1), ACRES 0.138 |
| Legal Subdivision | NORTH GATE PHASE IV |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | BELL TX |
| Minor Civil Division | TEMPLE |
| Census Blockgroup | 2 |
| Census Block | 2043 |
| Census Tract | 20302 |
Source: Bell County records · APN 0829774736
Assessment roll updated February 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1709 SPENCE ST, TEMPLE, TX 76502-7435 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 06, 2023 · Amount on Record |
| Deed Sale | Feb 06, 2023 · Amount on Record |
| Prior Sale | Apr 14, 2021 |
| Deed Doc Number | 20234651 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Feb 06, 2023 |
| Property Address | 1709 SPENCE ST, TEMPLE, TX 76502-7435 |
| Document Number | 0000004651 |
| Map Reference | PL 199 |
| Instrument Date | Feb 02, 2023 |
| Instrument | 2023004651 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO K |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4090 STATE HIGHWAY 6 S, COLLEGE STATION, TX 77845-8962 |
| Name | Verified Name |
|---|---|
| Address | 1709 SPENCE ST, TEMPLE, TX 76502-7435 |
| Document Number | 0000004652 |
|---|---|
| Date | Feb 06, 2023 |
| Instrument | 2023004652 |
| Name | CORNERSTONE CAPITAL BANK SSB |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Belton Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,890.00 (-7.44%) | $290,169 (-3.84%) Land $38,000 Building $252,169 | $290,169 (-3.84%) Land $38,000 Building $252,169 |
| 2023 | $5,283.00 (+815.6%) Homeowner's exemption | $301,750 Land $38,000 Building $263,750 | $301,750 Land $38,000 Building $263,750 |
| 2022 | $577.00 |
Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 63% of the US · above 49% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 714 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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