1701 Spence St, Temple, TX 76502 Property Records

Bell County property record for 1701 Spence St, Temple, TX 76502 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3,156 sqft · built 2021
Lot Size0.181 acres (7,884 sqft)
Owner2 Individual Names on File
Last Sale$405,100 (Jan 2022)
Tax Bill$8,022 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0829774742

Property Details

APN / Parcel Number

Primary APN0829774742
Alternative APNs
  • 492511
  • 782895

Interior

Stories2 Stories
Building Area3,156 sqft Living Area
1st Floor Area1,906 sqft
2nd Floor Area1,250 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,884 sqft (0.181 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1701 SPENCE ST
CityTEMPLE
StateTX
Zip76502-7435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH GATE PHASE IV, BLOCK 004, LOT 0017, (SECTION 1), ACRES .181
Legal SubdivisionNORTH GATE PHASE IV
Legal Block4
Legal Lot Number17
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group2
Census Block2043
Census Tract20302

Owner

Source: Bell County records · APN 0829774742

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1701 SPENCE ST, TEMPLE, TX 76502-7435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2022Vendor's Lien, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP
Jan 05, 2022Vendor's Lien, Transfer · FHA Mortgage
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 05, 2022 · Amount on Record
Deed SaleJan 05, 2022 · Amount on Record
Prior SaleJan 05, 2022 · Amount on Record
Deed Document Number2022871
Prior Transfer DateDec 15, 2021
Prior Transfer Doc0000000871
Record UpdatedSep 20, 2026

January 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJan 05, 2022
Property Address1701 SPENCE ST, TEMPLE, TX 76502-7435
Document Number0000000871
Map ReferenceDOC 2019-199
Instrument DateDec 15, 2021
Instrument2022000871
Transaction TypeTransfer
Record UpdatedMar 02, 2023
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4090 STATE HIGHWAY 6 S, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

NameVerified Name
Address1701 SPENCE STREET, TEMPLE, TX 76502-7435

Mortgage

Document Number0000000872
DateJan 05, 2022
Instrument2022000872
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

January 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJan 05, 2022
Property Address1701 SPENCE ST, TEMPLE, TX 76502-7435
Document Number0000000869
Map ReferencePL 2019 NO 199
Instrument DateDec 14, 2021
Instrument2022000869
Transaction TypeTransfer
Record UpdatedMar 02, 2023
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4090 STATE HIGHWAY 6 S, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

NameVerified Name
Address1740 SPENCE STREET, TEMPLE, TX 76502-7435

Mortgage

Document Number0000000870
DateJan 05, 2022
Instrument2022000870
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,022.00 (+0.69%)$429,847 (-2.63%) Land $38,000 Building $391,847$429,847 (-2.63%) Land $38,000 Building $391,847
2023$7,967.00 (-18.58%) Homeowner's exemption$441,462 Land $38,000 Building $403,462$441,462 Land $38,000 Building $403,462
2022$9,785.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270203022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 431 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsCable1,500 / 50
SpectrumCable1,000 / 1,000
AMG Technology Investment GroupFixed Wireless500 / 100
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T, Spectrum, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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