1709 Rose St, Key West, FL 33040 Property Records

Monroe County property record for 1709 Rose St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 1956
Lot Size	0.121 acres (5,285 sqft)
Owner	Individual Name on Record
Last Sale	$840,000 (Mar 2021)
Tax Bill	$9,289 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`00061740-000000`

Property Details

APN / Parcel Number

Primary APN	`00061740-000000`
Alternative APNs	`01010100061740000000` `1062154`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,276 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2010
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,285 sqft (0.121 acres)
Lot Dimensions	100 ft deep x 53 ft wide

Exterior Amenities

Pool Area	343 sqft
Porch	Open Porch
Porch Area	24 sqft
Patio Area	1,032 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1062154
Old Parcel Number	01010100061740000000
Street Address	1709 ROSE ST
City	KEY WEST
State	FL
Zip	33040-5321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW PEARLMANS SUBDIVISION PB3-65 LOT 12 BLK 1 OR74-476/77 OR926-1415D/C OR926-1425/26 OR956-1603 OR1051-1159 OR1127-227
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	PEARLMAN SUBDIVISION
Legal Block	1
Legal Lot Number	12
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1015
Census Tract	972000

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2938 MACOMB ST NW, WASHINGTON, DC 20008-3315
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jun 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Prior Sale	Jul 3, 2002 · Amount on Record
Deed Document Number	2310655
Deed Book / Page	3084 / 1560
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 26, 2021
Property Address	1709 ROSE ST, KEY WEST, FL 33040-5321
Document Number	0030841560
Book / Page	3084 / 1560
Map Reference	MB 3 PG 65
Instrument Date	Mar 24, 2021
Instrument	2310655
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	INTEGRITY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2938 MACOMB ST NW, WASHINGTON, DC 20008-3315

Mortgage

Document Number	0030841561
Date	Mar 26, 2021
Instrument	3084/1561

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	7.37%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jun 7, 2018
Property Address	1709 ROSE ST, KEY WEST, FL 33040-5321
Document Number	0029101355
Book / Page	002910 / 001355
Instrument Date	Jun 1, 2018
Instrument	2172493
Transaction Type	Transfer
Record Updated	Jul 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 ROSE ST KEY WEST FL, KEY WEST, FL

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,061,803 (-1.13%) Land $782,180 Building $279,623	$1,061,803 (-1.13%) Land $782,180 Building $279,623
2024	$9,289.00 (+7.41%)
2023	$8,648.00 (+16.74%)	$1,073,946 (+27.31%) Land $809,926 Building $264,020	$1,073,946 (+27.31%) Land $809,926 Building $264,020
2022	$7,408.00	$843,544 Land $576,065 Building $267,479	$843,544 Land $576,065 Building $267,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 325 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	339 units insured incl. 14 condo units
Nearby Flood Claims	769 (1980–2025)
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 88 claims Hurricane Wilma, Oct 2005 · 313 claims Hurricane Georges, Sep 1998 · 134 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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